American Credit Acceptance (ACA) is the deep sub-prime lender that combines unparalleled customer service with a unique collection of quality products.
If you are a dealer looking to expand your customer financing options or are a "BHPH" dealership searching for a credit line or wish to liquidate current loans, ACA probably has a product to fit your needs. If not, we will create one that does.
ACA has assumed a leadership position in our industry by creating a combination of creative solutions and personal attention to every dealership agreement. Unlike many of our competitors, our flexibility allows us to offer a product to virtually every type of dealer. And the seamless personal contact from our sales team through underwriting elevates our customer experience to a level other lenders simply cannot match.