Insurance Subject Matter Expert (SME)

Overview

Remote
Depends on Experience
Accepts corp to corp applications
Contract - W2
Contract - Independent
Contract - 6 Month(s)
No Travel Required

Skills

Insurance Operations
Policy Structures
Regulatory Frameworks
Underwriting
Risk Modeling
Claims

Job Details

Job Title: Insurance Subject Matter Expert (SME)
Location: Remote (Anywhere in the US)
Hire Type: Contract (Part-Time)
Duration: 6 Months+

Role Overview:
We are seeking an experienced Insurance Subject Matter Expert (SME) to join our client's multidisciplinary team supporting the development, evaluation, and improvement of AI models used across insurance processes. The ideal candidate will bridge domain expertise and data-driven insights to ensure our AI systems are accurate, compliant, and aligned with industry standards and business objectives.

Key Responsibilities:
Collaborate with AI, data science, and product teams to evaluate AI models used in underwriting, claims processing, risk assessment, and pricing
Identify gaps, biases, and limitations in existing models and contribute domain insights for improvement
Validate AI outputs against real-world insurance practices, regulatory requirements, and customer experience standards
Define key metrics and success criteria to measure model performance and business relevance
Support data labeling and annotation by providing insurance-specific context and expertise
Assist in designing explainable AI frameworks to enhance model transparency and trustworthiness
Stay current with insurance regulations, compliance standards, and emerging AI applications in the sector.

Qualifications:
Bachelor s or Master s degree in Insurance, Risk Management, Actuarial Science, Business, or a related field
10+ years of experience in the insurance industry (underwriting, claims, risk modeling, or product management)
Strong understanding of insurance operations, policy structures, and regulatory frameworks
Experience collaborating with cross functional teams.

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