Director of Home Improvement Credit

Analysis, Analyst, Analytical Skills, Director, Excel, Management, Microsoft Excel, Modeling, Python, Risk Management, SAS, Sales, SQL, Testing, Windows
Full Time
Telecommuting not available Travel required to 10%.

Job Description

Headquartered in Atlanta, GreenSky is among the top 3 most valuable U.S. financial technology companies established since 2000, and our $1.0 billion Initial Public Offering marked the largest U.S. Technology IPO of 2018. Our mission is simple. We power commerce. Our highly scalable, proprietary technology platform enables over 12,000 merchants to offer frictionless promotional payment options to consumers at the point-of-sale, driving increased sales volume and accelerated cash flow. Our bank partners leverage GreenSky's technology to provide loans to super-prime and prime consumers nationwide. Since our inception, over 1.7 million consumers have financed over $12 billion of commerce using our paperless, real time "apply and buy" technology. For more information, please visit

Position:   Director of Home Improvement Credit

Overview:   The ideal candidate will be a consumer credit professional with 5+ years experience in consumer credit risk management, underwriting and analysis with strong analytical and communication skills with potential to lead teams and aspirations to be a business leader.

Duties & Responsibilities:  

* Develop credit criteria and policies for underwriting new customers in the home improvement vertical

* Manage risk of existing customers including credit exposure management, pricing changes and other risk management tools

* Optimize the credit policies for new customers based on insights gained from historical data

* Develop and execute testing of different products to different sub-verticals

* Provide valuable insights using data-based analytics to help identify and resolve issues relating to risk and profitability

* Provide key business analytics to help optimize consumer finance initiatives and for existing business verticals

* Provide analysis and white-space problem solving to address potential new products and policies, and coordinate with various teams to drive towards execution

* Analyze operations key performance indicators and make recommendations to improve operational efficiency

* Analyze customer data to improve experience and tailor servicing techniques to meet customer needs

* Perform ad-hoc analysis for management

* Manage and/or mentor credit and analytics professionals to support the growth and maturation of large scale credit programs

Location:   Atlanta, Georgia

Travel:   Minimal travel may be required approximately 10%.

Organizational:   This position is a member of the Credit Strategy Management team and reports to Vice President of Home Improvement Credit.

Experience and Skills:  

* Bachelor's Degree in a technical major (Engineering, Economics, Math, or Business) AND 5+ years of work experience as an analyst OR Master's degree in quantitative field with 3+ years of experience in consumer installment financing

* Effective presenter (written and oral) and collaborative team worker

* Extremely proficient Microsoft Excel and SQL skills

* Ability to quickly acclimate with the reporting mechanisms of various windows-based operations systems

* Strong technical acumen

* Strong consumer credit analytical skills

* Strong decision making and analytical abilities

* Ability to troubleshoot

* Highly developed sense of integrity and commitment to customer satisfaction

* Demonstrate a passion for excellence with respect to treating and caring for customers

* Strong detail orientation and communication/listening skills

Desired but not required qualifications:  

* Statistical modeling and analysis using R/SAS/Python

* Prior experience managing credit risk and analytics professionals

GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.

We strongly encourage Armed Forces Veterans to apply


Job Level: Any
Level of Education: Any
Date Updated: October 26, 2018
Years of Experience: Any
Starting Date: ASAP
Dice Id : 90790689
Position Id : 625825
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