Job Description: We re seeking a Techno-Functional Product Owner with deep expertise in SAP FSCD (Collections & Disbursements) and SAP FPSL (Financial Products Subledger). The role involves design, delivery, and execution of transformation projects for the Group Insurance business. This role is the cornerstone for building key financial capabilities, driving execution through Agile teams, and ensuring that SAP activities deliver against business value, regulatory compliance, and group-wide cost-