Power Curve Originations Consultant

Role : Power Curve Originations Consultant

Location: Wilmington DE (Hybrid)

To manage and implement Experian's Power Curve Originations platform, a decisioning tool used to automate credit applications and customer acquisition processes by analyzing data to make fast, accurate credit decisions based on pre-defined rules and strategies, essentially helping businesses identify and approve high-quality customers while mitigating risk; requiring expertise in data analysis, credit risk management, and the Power Curve platform itself.

1. Required skills for a PowerCurve Originations role:

Technical expertise:

a. Designing, developing, and maintaining business rules within Experian's Power Curve platform, a cloud-based decision engine, to automate credit and risk-related decisions for clients across various industries, leveraging data analytics to optimize customer experiences and mitigate risk while adhering to regulatory compliance; essentially acting as a key player in building and managing the logic behind automated decision-making processes within the Power Curve system

b. Proficiency in the Power Curve Originations platform, including its decisioning engine, data mapping, and strategy design features.

Credit risk knowledge: Understanding of credit risk management principles, credit scoring models, and regulatory compliance related to lending.

Data analysis skills: Ability to analyze large datasets, interpret trends, and translate insights into actionable strategies

Business acumen: Understanding of business goals, profitability metrics, and the impact of credit decisions on the overall business

1. Key responsibilities:

Strategy development and Management: Designing and building decisioning rules and strategies within the Power Curve platform to optimize customer acquisition while managing risk levels based on business objectives.

Data integration: Connecting various data sources like credit bureaus, internal databases, and application data to feed into the Power Curve platform for comprehensive decision making.

Application workflow management: Configuring application processes within Power Curve, including data capture, validation, and decisioning steps to streamline the customer onboarding experience.

Performance monitoring: Tracking key metrics like approval rates, default rates, and customer acquisition costs to analyze the effectiveness of decisioning strategies and make necessary adjustments.

Compliance management: Ensuring adherence to regulatory requirements related to credit decisioning and data privacy.

Thanks,