Overview
Remote
Depends on Experience
Accepts corp to corp applications
Contract - Independent
Contract - W2
Skills
Product Manager
Payments & Virtual Cards
virtual card issuing
reconciliation
MCC usage
payments SME
OTA
Job Details
Role Summary
You will own the payments product, but this role requires deep implementation awareness. You must understand how money actually moves, where it breaks, and where costs hide.
You will define features, but also pressure-test feasibility, cost, and operational risk.
What You Must Have Done
Candidates must have:
Shipped payment products involving real money movement
Worked with acquirers AND issuers
Owned decisions affecting:
Interchange cost
MCC usage
Authorization success rates
Defined ledger and reconciliation requirements that were actually built
Key Responsibilities
Define product capabilities for:
Customer card acceptance
Virtual card issuance
Supplier payment execution
Own interchange and cost optimization strategy
Specify:
MCC control logic
Card limits, lifecycle, and usage rules
Define ledger models:
Customer charge
Issuer funding
Supplier settlement
Fee breakdowns
Work closely with Engineering to:
Prevent reconciliation issues
Handle partial failures
Design idempotent flows
Act as the internal payments SME
Required Experience
6 10+ years in payments / fintech product roles
Direct exposure to:
Card networks (Visa/Mastercard behavior)
Issuer/acquirer integrations
Virtual card programs
Strong understanding of:
Interchange mechanics
Scheme rules
Settlement timing and cutoffs
Experience working with Finance and Ops teams
Strongly Preferred
Travel, OTA, marketplace, or supplier payments experience
Experience launching payment products under margin pressure
Experience fixing reconciliation or settlement issues post-launch
Employers have access to artificial intelligence language tools (“AI”) that help generate and enhance job descriptions and AI may have been used to create this description. The position description has been reviewed for accuracy and Dice believes it to correctly reflect the job opportunity.