Program Manager – Card Acquiring & Virtual Issuing

  • Posted 1 day ago | Updated 1 day ago

Overview

Remote
Depends on Experience
Accepts corp to corp applications
Contract - W2
Contract - 24 Month(s)
No Travel Required
Unable to Provide Sponsorship

Skills

General Ledger
Specification Gathering
Optimization
API
Payments
Mechanics
OTA

Job Details

Role Summary

We are looking for a hands-on Program Manager who has already delivered an integrated acquirer → ledger → issuer → virtual card → supplier payment solution in production.

You will lead execution, but you must deeply understand the mechanics, tradeoffs, and failure modes because internal expertise is limited.

Candidates must have personally:

  • Implemented card acquiring (customer card acceptance)
  • Implemented card issuing / virtual cards
  • Worked through interchange optimization decisions
  • Designed or influenced ledger + reconciliation flows
  • Taken a payments solution from design → certification → production

Required Experience

  • 8–12+ years in payments/fintech
  • Direct implementation experience with:
  • Card acquirers
  • Issuing platforms (virtual cards)
  • Deep, practical knowledge of:
  • Interchange (not just definitions — real cost tradeoffs)
  • MCC enforcement and misuse risks
  • Scheme fees, cross-border fees, FX leakage
  • Experience owning:
  • Reconciliation logic
  • Exception handling
  • Payment reporting
  • Comfortable reviewing API specs, payment flows, and settlement files

Strongly Preferred

  • Experience in travel, OTA, marketplaces, or supplier payments
  • Experience where the acquirer ≠ issuer
  • Experience working with thin margins and cost pressure
  • Experience cleaning up or fixing broken payment implementations
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