Business Analyst with SQL

Hello,
Hope you are doing well,
Myself Mankar from Photon and I have a position with our direct client, please send me your updated resume if you are interested and you can connect me through

Role: Business Analyst with SQL
Jersey city, NJ
Job Summary: We are seeking a detail-oriented and analytically strong Business Analyst with expertise in SQL, financial analytics, and banking loan processes.
The ideal candidate will bridge the gap between business requirements and technology solutions, providing insights through data to support strategic decisions within the lending and loan management domain.

Key Responsibilities:

• Gather, analyze, and document business requirements related to loan origination, servicing, underwriting, and compliance.
• Collaborate with stakeholders across product, operations, risk, and IT teams to translate business needs into technical solutions.
• Extract, manipulate, and analyze data using SQL to support business decisions and identify trends in loan performance and portfolio health.
• Develop data models, dashboards, and reports to visualize insights for business users and senior management.
• Support end-to-end implementation of banking loan products and enhancements, including UAT coordination and post-implementation reviews.
• Identify and troubleshoot data discrepancies, ensure data integrity, and recommend process improvements.
• Maintain strong knowledge of regulatory and compliance requirements relevant to banking and lending.

Required Skills & Qualifications:

• Bachelor's degree in Finance, Business, Information Systems, or a related field.
• 6+ years of experience as a Business Analyst in the banking or financial services domain, especially within loans/lending.
• Proficient in SQL (writing complex queries, joins, subqueries, CTEs, etc.).
• Strong analytical and problem-solving skills with experience in data analysis and reporting.
• Familiarity with loan lifecycle management (origination, disbursement, collections, servicing).
• Experience with reporting tools (e.g., Power BI, Tableau, Excel).
• Understanding of financial products, especially secured/unsecured loans, mortgages, and credit products.
• Excellent communication skills ability to interface with technical and non-technical stakeholders.

Preferred Qualifications:

• Experience with core banking systems or loan management systems (e.g., Finastra, Temenos, FIS, etc.).
• Knowledge of regulatory compliance frameworks (e.g., Basel, Dodd-Frank, AML).
• Background in Agile/Scrum methodologies.
• Exposure to Python or R for advanced data analysis (optional).