Senior Business Analyst Wholesale Credit / Lending

  • New York City, NY
  • Posted 4 hours ago | Updated 4 hours ago

Overview

On Site
Up to $80
Contract - Independent
Contract - W2
Contract - 12 Month(s)

Skills

Acceptance Testing
Communication
Japanese
Microsoft Power BI
Modeling
Operational Efficiency
Data Quality
Data Analysis
Documentation
Credit Risk
Information Systems
Regulatory Compliance
SQL
Portfolio Management
Quality Assurance
Business Operations
Collaboration
FusionBanking Loan IQ
Gap Analysis
IT Transformation
Tableau
Training
Reporting
Specification Gathering
Business Intelligence
Credit Management
Finance
Stakeholder Management
Basel
Financial Services
Loan Origination
Underwriting
User Stories
Wholesale
Workflow
Testing
Innovation
Banking

Job Details

Job Title: Business Analyst Wholesale Credit / Lending
Location: New York City, NY (Hybrid 3 Days Onsite Per Week)
Duration: 12+ Months
Only open to W2 candidates , No C2C or 3rd Party Candidates - Locals Only

Job Description:

We are seeking an experienced Business Analyst with deep expertise in Wholesale Credit and Lending to join our Risk and Technology Transformation team. The ideal candidate will act as a strategic liaison between business stakeholders and technology teams, driving innovation in credit risk modeling, lending operations, and overall credit management processes.

Key Responsibilities:

  • Partner with credit risk, lending, and operations teams to identify process gaps and improvement opportunities.

  • Translate complex business requirements into functional and technical specifications for technology solutions.

  • Support the design, testing, and implementation of technology platforms enhancing credit decisioning, data quality, and operational efficiency.

  • Collaborate with developers, project managers, and QA teams to ensure solutions align with risk and compliance mandates.

  • Conduct gap analysis and impact assessments for system and process changes.

  • Provide detailed documentation including BRDs, FRDs, user stories, and workflow diagrams.

  • Contribute to the modernization of risk modeling tools and automation of reporting frameworks.

  • Facilitate UAT and coordinate training with end-users.

Required Skills & Experience:

  • 15+ years of experience as a Business Analyst in Wholesale Credit / Commercial Lending within the banking or financial services industry.

  • Strong domain knowledge in credit lifecycle, loan origination, underwriting, risk rating models, and portfolio management.

  • Experience working on large-scale technology transformation initiatives in the lending or credit risk domain.

  • Familiarity with credit risk models, regulatory compliance (Basel, CCAR), and internal rating systems.

  • Proficiency in working with cross-functional teams across risk, IT, and business operations.

  • Excellent communication and stakeholder management skills.

Nice to Have:

  • Exposure to platforms like Moody s RiskAuthority, ACBS, Loan IQ, or similar systems.

  • Experience with data analysis, SQL, or BI tools (e.g., Tableau, Power BI).

  • Prior experience working in a global banking environment, especially within Japanese banks.

Education:

  • Bachelor's Degree in Finance, Business, Information Systems, or a related field. Master s or MBA preferred.

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