Legal Counsel, Apple Card

    • Apple, Inc.
  • Austin, TX
  • Posted 30 days ago | Updated 1 hour ago

Overview

On Site
Full Time

Skills

Financial services
Project management
Problem solving
Legal
Payments
FOCUS
Leadership
Reporting
Technical drafting
Negotiations
Finance
Counseling
Network
Writing
Communication
Presentations
Collaboration
Commerce
Banking
JD

Job Details

Summary

Imagine what you could do here! At Apple, new ideas have a way of becoming great products, services, and customer experiences! Bring passion and dedication to your job and there's no telling what you could accomplish. Apple is looking for an attorney to join our team and support Apple's payments initiatives-with a primary focus on supporting Apple Card and related consumer credit products and services. We're looking for someone with financial services experience who is confident providing guidance on a broad range of product and regulatory matters to cross-functional teams. You must have the ability to thrive in a collaborative and dynamic environment and effectively communicate to different audiences, from technical conversations to executive leadership updates.

Key Qualifications

Strong knowledge of financial services laws and regulations, including TILA, Reg. Z, ECOA, Reg. B, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and similarly applicable state laws Experience drafting and negotiating complex commercial agreements and terms and conditions for consumer credit products and services Experience interacting with federal and state financial regulators and examiners Experience providing product counseling for mobile wallets, digital payments systems, alternative payments, or other similar financial products and services Knowledge of the structure and operation of payment network rules Strong interpersonal and project management skills and the ability to work independently as well as part of a cross-functional groupPractical business judgment and problem-solving skillsExcellent writing, communication, and presentation skills High degree of comfort with financial and workplace technology, including project management and collaboration tools and applicationsAt least 3-5 years of relevant experience

Description

In this role, you'll support the Wallet, Payments, and Commerce team on a range of initiatives for Apple Card and related consumer credit products and services. This will include serving as both regulatory product counsel to evaluate and provide strategic guidance on new initiatives and as commercial counsel to draft and negotiate agreements as necessary to support those initiatives. You'll also help the Wallet, Payments, and Commerce team understand and navigate the regulatory environment that applies to banks, bank service providers, payment networks, credit bureaus, and other participants in the consumer finance industry.

Education & Experience

JD or equivalent and admission to at least one US state bar.