Underwriting Senior Analyst

Overview

Remote
On Site
Hybrid
BASED ON EXPERIENCE
Contract - W2
Contract - Independent
Contract - 8+ mo(s)

Skills

Project Management
Preventive Maintenance
Performance Management
Productivity
Service Level
Evaluation
Collaboration
Risk Analysis
Fraud
Sales
Customer Experience
Database
Adaptability
Analytical Skill
Decision-making
Medical Terminology
Finance
Communication
Life Insurance
Workflow
Underwriting
Legal
Insurance

Job Details

Job Title: Senior Life Insurance Underwriter

Employment Type: W2 Contract
Location: Fully Remote
Schedule: Full-Time, 8 hours/day (Core Hours: 8:00 AM - 4:00 PM with flexibility)
Pay Rate: $41-$42/hour
Contract Type: (9-months)

About the Role

We are seeking a Life Underwriting Senior Analyst to join a highly collaborative and fast-paced underwriting team. This individual will be responsible for evaluating life insurance applications across multiple lines of business, including both traditional and accelerated underwriting channels. The ideal candidate demonstrates sound judgment, technical expertise, and clear communication, while meeting productivity and service-level expectations.

Key Responsibilities

  • Risk Evaluation & Decision-Making:
    Underwrite personal and business life insurance cases independently, with collaboration on more complex or impaired risks. Navigate traditional and accelerated workflows while ensuring alignment with mortality and risk tolerance objectives.

  • Comprehensive Risk Analysis:
    Assess a range of underwriting factors such as:

    • Medical history and diagnoses

    • Financial position and insurance justification

    • Lifestyle and occupational risk

    • Behavioral indicators and fraud red flags

  • Stakeholder Communication:
    Communicate underwriting decisions and rationale clearly to internal teams, sales partners, and external clients. Provide insights to improve customer experience.

  • Accelerated Underwriting Support:
    Apply knowledge of algorithmic risk tools and predictive models used in fluidless underwriting.

  • System Navigation:
    Work within underwriting platforms and databases, staying adaptable to evolving tools and technologies.

Required Qualifications

  • Strong analytical and decision-making abilities across fluidless and traditional cases

  • Working knowledge of medical terminology, co-morbidities, and risk indicators

  • Experience with financial underwriting principles

  • Excellent written and verbal communication skills

  • In-depth knowledge of life insurance products (term, whole life, chronic illness riders)

Preferred Qualifications

  • Prior experience in life underwriting with accelerated workflows

  • FLMI, AALU, or equivalent industry certifications

Interview Process

  • Virtual interviews

  • Includes behavioral and technical questions

  • Candidates are vetted for experience and core underwriting knowledge

Employee Benefits (for eligible employees through Pride Global):

  • Comprehensive medical, dental, and vision coverage

  • Supplemental insurance options (accident, critical illness, hospital indemnity)

  • 401(k) with savings options

  • Life and disability insurance

  • Employee assistance programs

  • Legal, auto, home, and pet insurance

  • Discounts with preferred vendors

Employers have access to artificial intelligence language tools (“AI”) that help generate and enhance job descriptions and AI may have been used to create this description. The position description has been reviewed for accuracy and Dice believes it to correctly reflect the job opportunity.