Technical Architect / Banking Solutions Lead

Overview

On Site
Depends on Experience
Full Time
No Travel Required
Unable to Provide Sponsorship

Skills

Azure
GCP
AWS

Job Details

Essential Technical Experience

       10+ years in banking technology with focus on core banking systems or payment platforms

       5+ years hands-on experience architecting and implementing large-scale enterprise systems integration solutions

       Deep expertise in payment processing, clearing, and settlement systems

       Proven experience designing and implementing complex API-based integration architectures (REST, SOAP, ISO 8583)

       Strong experience with cloud-based architectures (Azure, Google Cloud Platform, or AWS)

       Extensive experience with microservices architectures and event-driven design patterns

       Proven track record working in Agile frameworks with sprint-based delivery models

       Practical knowledge of database design, data migration strategies, and data integration patterns

       Understanding of high-availability and disaster recovery architectures

Banking & Payments Domain Expertise

       Deep understanding of retail banking operations and account management across multiple account types

       Comprehensive knowledge of IFPE account types (Level 2, 3, and 4) including their distinct technical requirements, transaction limits, and operational characteristics

       Expert knowledge of payment systems, particularly interbank transfers and card processing

       Experience with real-time payment systems (SPEI experience highly valuable)

       Understanding of debit card processing, authorization flows, and settlement

       Knowledge of correspondent banking, remittances, and cross-border payments

       Understanding of banking reconciliation processes and financial controls

Regulatory & Compliance Knowledge

       Strong understanding of banking regulatory frameworks

       Direct experience with Mexican financial regulations (FinTech law, CNBV, Banxico) strongly preferred

       Knowledge of IFPE-specific requirements and account type regulations

       Understanding of financial data protection and privacy requirements

       Familiarity with banking audit and compliance requirements

       Experience with regulatory reporting requirements

       Knowledge of SPEI system rules and Banxico oversight

Security & Compliance Technical Skills

       Expertise in financial services security requirements (PCI-DSS, ISO 27001, SOC 2)

       Understanding of encryption standards and key management

       Experience with authentication and authorization frameworks (OAuth 2.0, SAML 2.0)

       Knowledge of audit trail and logging requirements for banking systems

       Understanding of penetration testing and vulnerability management

       Experience with security architecture and controls in cloud environments

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