Overview
Skills
Job Details
Essential Technical Experience
• 10+ years in banking technology with focus on core banking systems or payment platforms
• 5+ years hands-on experience architecting and implementing large-scale enterprise systems integration solutions
• Deep expertise in payment processing, clearing, and settlement systems
• Proven experience designing and implementing complex API-based integration architectures (REST, SOAP, ISO 8583)
• Strong experience with cloud-based architectures (Azure, Google Cloud Platform, or AWS)
• Extensive experience with microservices architectures and event-driven design patterns
• Proven track record working in Agile frameworks with sprint-based delivery models
• Practical knowledge of database design, data migration strategies, and data integration patterns
• Understanding of high-availability and disaster recovery architectures
Banking & Payments Domain Expertise
• Deep understanding of retail banking operations and account management across multiple account types
• Comprehensive knowledge of IFPE account types (Level 2, 3, and 4) including their distinct technical requirements, transaction limits, and operational characteristics
• Expert knowledge of payment systems, particularly interbank transfers and card processing
• Experience with real-time payment systems (SPEI experience highly valuable)
• Understanding of debit card processing, authorization flows, and settlement
• Knowledge of correspondent banking, remittances, and cross-border payments
• Understanding of banking reconciliation processes and financial controls
Regulatory & Compliance Knowledge
• Strong understanding of banking regulatory frameworks
• Direct experience with Mexican financial regulations (FinTech law, CNBV, Banxico) strongly preferred
• Knowledge of IFPE-specific requirements and account type regulations
• Understanding of financial data protection and privacy requirements
• Familiarity with banking audit and compliance requirements
• Experience with regulatory reporting requirements
• Knowledge of SPEI system rules and Banxico oversight
Security & Compliance Technical Skills
• Expertise in financial services security requirements (PCI-DSS, ISO 27001, SOC 2)
• Understanding of encryption standards and key management
• Experience with authentication and authorization frameworks (OAuth 2.0, SAML 2.0)
• Knowledge of audit trail and logging requirements for banking systems
• Understanding of penetration testing and vulnerability management
• Experience with security architecture and controls in cloud environments