Credit Portfolio Risk Analyst (Contractor)

Credit Portfolio Risk Analyst (Contractor) Location: New York
Hybrid - 3 days office & 2 days WFH
12 Months Contract
Rate: $70 ~ $75/hr W2 without benefits
Description:
Within RISK SGoogle Cloud Platform, the responsibilities of the "Credit Portfolio Analysis and Risk Reporting are comprised around below areas:
o Monitor and analyze the evolution of the Bank's credit risk portfolio for NAR including identification and assessment of the portfolio dynamics over time (including risk appetite metrics, ad-hoc "deep dives , etc.)
o Production of dashboards and Credit risk information to be communicated to external and internal stakeholders including General Management, Board of Directors, Internal management committees, Regulators, Head Office.
o Key liaison and support for RISK Corporate that includes production of analysis and reports covering their portfolio, KRIs.
o Review and improvement of underlying data contributing to Credit risk and participation to help remediate the issues as needed.
o Contribute to ad hoc projects that enable more efficient ways to analyze and use Credit risk data.Business Overview:
"RISK Strategic Governance & Credit Platform (RISK SGoogle Cloud Platform) is a transversal team within the Global Risk Function covering all businesses, countries where the Group is established. At the North America regional (NAR) level, RISK SGoogle Cloud Platform's main missions are centered on:

• Credit portfolio Analysis and Risk Reporting,
• Data Management,
• Strategic risk analysis, including coordination of Risk forums,
• Risk ID, anticipation and RAS stress testing

Within RISK SGoogle Cloud Platform, the responsibilities of the "Credit Portfolio Analysis and Risk Reporting are comprised around below areas:
o Monitor and analyze the evolution of the Bank's credit risk portfolio for NAR including identification and assessment of the portfolio dynamics over time (including risk appetite metrics, ad-hoc "deep dives , etc.)
o Production of dashboards and Credit risk information to be communicated to external and internal stakeholders including General Management, Board of Directors, Internal management committees, Regulators, Head Office.
o Key liaison and support for RISK Corporate that includes production of analysis and reports covering their portfolio, KRIs.
o Review and improvement of underlying data contributing to Credit risk and participation to help remediate the issues as needed.
o Contribute to ad hoc projects that enable more efficient ways to analyze and use Credit risk data.

Candidate Success Factors:
Candidates to be measured on the following four performance drivers, which will dictate how individual impact is considered on the Americas platform:

• Results and Impact
  • Impacts division and influences peers and team
  • Demonstrates good judgement when making decisions of high complexity and impact
  • Relies on limited guidance for most complex decision making
  • Is responsible for driving outcomes which have meaningful effect on team or department
• Leadership and Collaboration
  • Creates trust with department leaders
  • Acts in leadership capacity for large projects, processes, or programs for a team
• Client, Customer and Stakeholder Focus
  • Able to build relationships with a mix of intermediate and senior colleagues or clients
  • Interacts regularly with management and department leaders
  • Demonstrates the ability to persuade and influence stakeholders at the team level
• Compliance Culture and Conduct
  • Takes full responsibility for personal actions and demonstrates courage in facing problems and conflicts
  • Perceived as a person of high moral character; upholds corporate values and displays high ethical standards

Responsibilities:

• To help produce, analyze and compile credit risk information to serve the needs of internal (Banks' Board of Directors, Senior Management, CRO, RISK Corporate, Head Office) and external stakeholders (various Supervisors).
• To analyze in close coordination with the Risk practitioners the evolution of the credit portfolio quality (with focus on Leveraged Lending), understand its trends and dynamics and contribute to the anticipation of any adverse development being it in a sector, geography, mtier, etc.

• To assist in the building of a comprehensive framework of credit portfolio risk analytics and to deliver to the senior management focused and timely credit portfolio information meant to enlighten decision makers on current and forward looking credit portfolio risks.
• Contribute to the Bank's Risk Appetite Framework such as the RAS, the Risk identification for Credit & Counterparty Risks.
• To contribute to topics between Business and RISK when reviewing Business strategies and their impact on the credit and counterparty risk profile, notably in the RAS review, Group Budget and Strat Plan exercises, and to accompany them with relevant information and analysis of credit portfolio risks.
• To contribute to the budgetary and risk identification exercises by providing relevant information and analysis of credit portfolio risks.
• To identify and raise any data quality issues impacting the credit portfolio and help with remediation by working with Data Quality team.
• Contribute to ongoing projects that enhance credit risk analysis, underlying data and finding ways to perform tasks more efficiently through automation, streamlining, etc.

Minimum Required Qualifications

• Good knowledge of credit and counterparty risks
• Good reporting software skills
• Good organization skills to manage under tight deadlines the complexity of processes and the high number of stakeholders to coordinate
• Strong analytical and inquisitive mindset in order to synthesize large amount of information in management level presentations
• Excellent communication skills, and ability to present comprehensive risk reviews to Senior Management
• Ability to contribute to value-added projects on a long term basis,
• Sense of details, accuracy and presentation without losing the "main picture
• Commitment to deliver results in line with client's expectations
• Resilience to heavy workload