Principal Architect with Payment & Fraud Systems exp

Position- Principal Architect with Payment & Fraud Systems exp

Location- Atlanta, GA/ Bellevue, WA
Type- Fulltime//Hybrid- 3 days/week onsite

Visa- No H1

Licenses and Certifications:

• Technology certifications (such as Java, Microsoft, Oracle, AWS, TOGAF, or security-focused certifications like CISSP, CISM, PCI-ISA) (Desire).

Job Responsibilities:

• Stay up to date with emerging payment technologies, as well as fraud detection strategies, and regulatory requirements to continuously contribute to improvement of platform capabilities.
• Understand the business processes on assigned projects, particularly those related to payment acceptance, transaction routing, chargebacks, and fraud prevention.
• Accomplish organizational goals by accepting ownership for accomplishing new and different requests; explore opportunities to contribute to job accomplishments.
• Translate business requirements into technical requirements and assist other team members in implementing the solution.
• Design and implement real-time transaction refinement solutions that ensure high availability, reliability, and security.
• Provide architectural oversight for payment tokenization, fraud scoring models, and risk mitigation strategies across multiple channels.
• Collaborate with engineering, product management, security, and compliance teams to ensure flawless integration of payment and fraud technologies.
• Lead proof-of-concept (PoC) initiatives to assess new fraud detection techniques, machine learning models, or payment orchestration improvements.
• Optimize payment processing workflows to improve customer experience while maintaining fraud controls and cost efficiency.
• Ensure PCI compliance, data encryption, and secure API integrations for all payment and fraud-related systems.
• Develop and maintain high-level architecture diagrams, user documentation, and standard process guidelines for enterprise-wide reference.
• Provide direct technical evaluation of third-party products for inclusion in company solutions.

Experience Needed:

• In a business environment, preferably within payments, fraud prevention, financial services, or e-commerce. (Required)
• As a software or systems architect, engineer, or programmer, with expertise in scalable, high-availability platforms. (Required)
• In payments architecture, tokenization, and transaction processing, including real-time authorization, settlement, and reconciliation workflows. (Preferred)
• In fraud prevention, risk management systems, and security architecture, with knowledge of fraud scoring models, ML driven, fraud detection, and chargeback management. (Preferred)
• In B2C online e-commerce systems architecture and design (Required)
• With payment orchestration, gateway integrations, and acquirer connections, including experience with PCI DSS compliance and 3DS. (Preferred
• Using architecture and design of mobile web applications, including responsive design, hybrid models, and secure mobile payment solutions such as Apple Pay, Google Pay, or QR-based payments. (Required)
• Experience with cloud-based payment processing architectures, including AWS, Azure, Google Cloud Platform, Kubernetes, or serverless computing models. (Preferred)

Thanks & Regards

Shivam Rajpal

Sr. Technical Recruiter

Desk- X 142

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