Product Manager – Payments & Virtual Cards

  • Posted 1 day ago | Updated 1 day ago

Overview

Remote
Depends on Experience
Accepts corp to corp applications
Contract - Independent
Contract - W2
Contract - 24 Month(s)
No Travel Required
Unable to Provide Sponsorship

Skills

Finance
General Ledger
Operational Risk
Payments
OTA

Job Details

Role Summary

You will own the payments product, but this role requires deep implementation awareness. You must understand how money actually moves, where it breaks, and where costs hide.

You will define features, but also pressure-test feasibility, cost, and operational risk.

Candidates must have:

  • Shipped payment products involving real money movement
  • Worked with acquirers AND issuers
  • Owned decisions affecting:
    • Interchange cost
    • MCC usage
    • Authorization success rates
  • Defined ledger and reconciliation requirements that were actually built

Required Experience

  • 6–10+ years in payments / fintech product roles
  • Direct exposure to: Card networks (Visa/Mastercard behavior)
  • Issuer/acquirer integrations
  • Virtual card programs
  • Strong understanding of: Interchange mechanics
  • Scheme rules
  • Settlement timing and cutoffs
  • Experience working with Finance and Ops teams

Strongly Preferred

  • Travel, OTA, marketplace, or supplier payments experience
  • Experience launching payment products under margin pressure
  • Experience fixing reconciliation or settlement issues post-launch
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