Principal Data Analytics Engineer- Risk and Compliance

Job Description

4 Days in the office from any of our locations in RI,Iselin NJ, MA, or Phoenix AZ.

Role is not relocation eligible.

At Citizens, we invest in the humans who build the logic, ideas, and innovations that bring new technologies to life. As the Principal Data & Analytics Solution/Software Engineer, you will lead the design and execution of scalable reporting and analytical solutions that support our Risk, Finance, and Compliance functions. Your work will improve the effectiveness and efficiency of our data strategy through thoughtful architecture, stakeholder collaboration, and integration of emerging technologies like AI. You'll be hands-on in developing analytical frameworks, visualizations, and data-driven insights that align with Citizens' business strategy. Most importantly, you'll feel valued for who you are and supported to achieve what's important to you, personally and professionally. Technology is constantly evolving, and we believe you can too.

Key Responsibilities:

Solution Architecture

• Design end-to-end data and analytics solutions supporting Risk, Finance, and Compliance teams.
• Contribute to the development of analytics platforms and business rule engines.
• Explore and apply AI/ML techniques to enhance anomaly detection, predictive analytics, and automation in financial crime and compliance areas.

Delivery & Execution

• Lead multi-workstream initiatives including Credit Bureau Reporting, HMDA Servicing Analytics, and AML dashboard automation.
• Maintain and expand project plans at sprint/bi-weekly levels to ensure transparency and progress tracking.
• Track risks, issues, and dependencies proactively to ensure timely escalation and resolution.
• Lead a small team of resources in a global delivery model

Reporting & Visualization

• Build and maintain interactive dashboards and reports using tools such as Tableau, Power BI, WebFOCUS or Looker.
• Monitor KPIs and operational metrics related to AML, compliance, and risk management.
• Translate business needs into clear reporting strategies and data-driven insights.

Stakeholder Engagement & Leadership

• Partner with business stakeholders to gather requirements and deliver high-impact solutions.
• Manage offshore teams and mentor junior engineers and analysts.
• Communicate complex data concepts to non-technical audiences effectively.

Regulatory & Compliance Initiatives

• Knowledge and / or experience in the areas of Compliance and Risk such as CFPB 1071, Dodd-Frank, Fair Lending analytics, and SAR automation.
• Finance - Regulatory, SEC and Management reporting & Analytics

Required Qualifications:

• 7+ years of experience in solution engineering, data analytics, in financial services technology.
• Strong domain expertise in AML, Compliance, Risk, or Finance.
• Proficiency in SQL, Python, and cloud platforms.
• Experience with data visualization tools (Tableau, Power BI, Looker, Alteryx).
• Familiarity with data warehousing and large datasets is required.
• Strong analytical, problem-solving, and communication skills.
• Bachelors degree in Computer Science, Data Analytics, or a similar technical field or equivalent industry experience.

Preferred Skills:

• Experience with enterprise data platforms and reporting frameworks.
• Exposure to AI/ML tools and techniques for analytics and automation.
• Ability to work independently and collaboratively in a fast-paced environment
  
  Pay Transparency
  
  The salary range for this position is $124,240 - $186,360 per year plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
  
  We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit ;/li>

About Us

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family statparenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Equal Employment and Opportunity Employer

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Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.