Credit Risk Decision Scientist

Overview

Remote
On Site
Hybrid
BASED ON EXPERIENCE
Full Time
Contract - W2
Contract - Independent
Contract - 6+ mo(s)

Skills

Data Analysis
Modeling
Design Optimization
Credit Risk
Regulatory Compliance
Pricing
Mathematics
Statistics
Computer Science
Science
Data Science
SQL
Optimization
Management
Problem Solving
Conflict Resolution
Communication
Collaboration
Python
SQL Tuning

Job Details

Title: Credit Risk Decision Scientist

Location: Remote
Employment Type: Contract

Compensation:
Pay Range: $48.02-$68.60 Per HR

Description:
Use data analytics and modeling techniques to develop comprehensive credit policies.
Design optimization-driven credit policies using algorithmic techniques.
Balance credit risk and profitability to optimize portfolio returns and loss rates.
Collaborate with various teams to translate business objectives into credit policy frameworks.
Ensure compliance with relevant regulations and industry standards.
Implement metrics to monitor and measure policy performance.

Key Responsibilities:
Create and manage credit policies aligned with risk appetite and strategic objectives.
Design and implement algorithmic techniques for credit decisioning.
Optimize approval strategies, credit limits, and pricing decisions.
Collaborate with cross-functional teams to develop data-driven credit policies.
Ensure policies comply with regulations and industry standards.
Monitor policy performance through defined metrics.

Qualifications:
Degree in Mathematics, Statistics, Computer Science, or related field.
2 years of experience in Decision Science, Optimization, or Data Science.
2 years of experience with Python and SQL.
Experience with algorithmic optimization libraries.
Experience in credit or lending contexts managing trade-offs between growth, revenue, and loss rates.
Familiarity with decisioning frameworks and policy constraints.
Ability to analyze large, complex datasets.
Experience with credit bureau data in policy development.
Strong problem-solving, communication, and collaboration skills.

Core Technologies:
Python | SQL | Optimization Libraries

Contact Information:
Meredith Jimerson,

Benefits:
Learn more about our benefits offerings here

EEO Statement:
Learn more about our EEO policy here

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