Product Manager - BNPL, payments, Consumer Lending, Fintech

Exposure to product development or product management roles in consumer finance, instalment lending, or credit products.

Familiarity with merchant integration models, checkout flows, and API-based payment solutions.

Role: Product Manager

Must have skills: Agile/Scrum, API, Agile methodologies, Jira

Key Responsibilities

• Product Strategy & Roadmap
• Define and evolve BNPL product vision aligned with business objectives.
• Conduct market research and competitive analysis to identify trends and opportunities.
• Product Development
• Collaborate with engineering, design, and data teams to deliver BNPL features.
• Draft user stories, prioritize backlog, and ensure timely delivery of product milestones.
• Risk & Compliance
• Ensure adherence to consumer credit regulations and data privacy laws.
• Partner with risk teams on credit underwriting, fraud prevention, and collections strategies.
• Merchant & Customer Experience
• Optimize checkout flows and merchant integration processes.
• Drive initiatives to improve customer acquisition, retention, and repayment experience.
• Stakeholder Management
• Act as the BNPL product evangelist across internal teams and external partners.
• Provide subject matter expertise during client discussions and partnership negotiations.

Required Qualifications

• Experience: 5+ years in BNPL, payments, or consumer lending products.
• Background: Prior roles at BNPL providers (e.g., Affirm, Klarna, Afterpay) or fintech firms.

Skills:

1. Strong understanding of instalment lending mechanics and merchant discount models.
2. Familiarity with API-based payment integrations and e-commerce platforms.
3. Knowledge of regulatory frameworks (CFPB, GDPR, PCI-DSS).
4. Tools: Agile methodologies, Jira, Confluence, API documentation.