Principal - Advanced Business Analytics - AML Customer Risk Scoring

General information

Career area
Compliance

Work Location(s)
500 Woodward Avenue, MI, 601 S. Tryon Street, NC

City
Charlotte, NC

Remote?
No

Ref #
20371

Posted Date
08-05-25

Working time
Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that's more than some clich people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

The position is part of the AML Analytics & Operations team within Ally's Financial Crimes Compliance organization. Through thoughtful analysis, sound technical and business acumen, and creative solutioning, this role provides tactical execution for critical AML functions across the Ally Enterprise and Business Lines. Reporting into the Sr. Director, AML Analytics & Operations, this role provides support to drive project execution, operational processes, and exploratory analysis on emerging risks. This role will work with senior leaders from the Enhanced Due Diligence team as a lead role that requires financial crimes knowledge and technical acumen as well as the ability to simplify concepts for cross functional teams. We are looking for a team member with excellent communication skills, with a background in data analytics, technology, and strong logic and problem solving.

At this time, Ally will not sponsor a new applicant for employment authorization for this position.

This role reports to the office on hybrid basis (three times a week in office; two times a week working from home).

The Work Itself

• Conduct analysis for Customer Risk Scoring model including monitoring model performance
• Lead projects and model changes, partnering with Enterprise Technology, by providing recommendations, documenting requirements, and conducting testing
• Conduct model tuning, providing analytical detail and presenting findings to leadership
• Integrate new products into CRS monitoring and document decision-making for each product
• Prepare memo documentation to support projects and initiatives and present recommendations to senior leadership
• Identify methods to increase effectiveness of AML program
• Utilize SAS and SQL to perform tasks as assigned
• Maintain a current understanding of AML regulatory requirements, BSA, USA PATRIOT Act, and emerging trends
• Ensure day-to-day operations are conducted in compliance with regulatory and legal requirements and the organization's policy
• Promote teamwork and collaboration to consistently deliver to the standards required
• Uses judgment, creativity, and sound technical and analytical knowledge to develop and recommend solutions relating to company policies and standard practices

The Skills You Bring

• Bachelors' Degree in Computer Science, Mathematics, Business or related major required.
• 5+ years in banking/finance industry or data analytics required
• Proficient in SAS and SQL required
• Experience with Business Intelligence/Visualization tools preferred (PowerBI, SAS Visual Analytics, etc.)
• Familiarity with Python or R preferred
• Experience extracting data from Snowflake data warehouse is a plus
• Demonstrable experience in code testing and validation to ensure data quality
• Excellent oral and written communication skills
• Ability to prioritize workload and balance multiple duties
• Possess independent analytical skills and is a self-starter
• Ability to work in a fast paced, deadline-oriented environment

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

• Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
• Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.
• Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
• To view more detailed information about Ally's Total Rewards, please visit this link: ;/li>

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range : $110000 - $180000 USD

An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

Incentive Compensation: This position is eligible to participate in our annual incentive plan.