Overview
On Site
USD 100,000.00 - 129,000.00 per year
Full Time
Skills
Banking
Stakeholder Management
Collaboration
Test Plans
Test Cases
Test Scripts
Workflow
Underwriting
Regression Testing
HP Quality Center
Quality Assurance
Post-production
Quality Management
Quantum Mechanics
Usability
Training
Acceptance Testing
Functional Testing
Financial Services
LOS
Document Management
Mortgage
Regulatory Compliance
Test Management
JIRA
TestRail
Application Lifecycle Management
SQL
Data Validation
Communication
Analytical Skill
Management
ISTQB
Testing
Agile
Scrum
Selenium
HP QuickTest Professional
Leadership
Life Insurance
Training And Development
Job Details
Empower Test Analyst (Mortgage Lending Technology), Senior Consultant, Global Consulting
Location: Remote, USA
About the Role
As a Senior Consultant within our Mortgage Technology practice, you will lead Empower LOS testing and UAT initiatives for top-tier banking clients. With 8-10 years of experience, you will manage cross-functional teams and client engagements, delivering solutions that validate origination workflows, ensure regulatory compliance, and support digital transformation. This role demands deep expertise in Empower LOS testing, strong stakeholder management, and the ability to translate business needs into scalable testing strategies.
Key Responsibilities
Collaborate with business stakeholders and product owners to understand user requirements and acceptance criteria.
Design and document test plans, test cases, and test scripts based on Empower LOS workflows including Origination, Processing, Underwriting, Closing, and Post-Closing.
Execute UAT cycles to validate system functionality and business logic.
Perform regression testing to ensure new changes do not impact existing functionality.
Track and document defects using tools like JIRA, ALM, or Quality Center.
Liaise with developers and QA teams to resolve issues identified during testing.
Participate in post-production validation and defect triage sessions.
Ensure compliance with CFPB guidelines (ATR, QM, TRID) and other regulatory standards.
Provide feedback on system usability and performance from an end-user perspective.
Assist in training business users on testing procedures and system usage.
Work Model
We strive to provide flexibility wherever possible. Based on this role's business requirements, this is a remote position open to qualified applicants in the United States. Regardless of your working arrangement, we are here to support a healthy work-life balance though our various wellbeing programs.
Required Qualifications
5+ years of experience in UAT and functional testing, preferably in mortgage lending or financial services.
Hands-on experience with Empower LOS including configuration validation, document management, and third-party integrations (e.g., RealEC, Equifax).
Strong understanding of the mortgage lifecycle and compliance requirements.
Proficiency in test management tools (e.g., JIRA, TestRail, ALM).
Familiarity with SQL for data validation and querying.
Excellent communication and analytical skills.
Ability to work independently and manage multiple testing cycles.
Preferred Qualifications
Bachelor's degree.
ISTQB or equivalent testing certification.
Experience with Agile/Scrum methodologies.
Exposure to automation tools like Selenium or QTP is a plus.
Demonstrated leadership in consulting engagements and client delivery.
Embodiment of Cognizant's Core Values:
- Work as One
- Dare to Innovate
- Raise the Bar
- Do the Right Thing
- Own It
Compensation
$100,000-$129,000. This position is eligible for Cognizant's discretionary annual incentive program, based on performance and subject to the terms of Cognizant's applicable plans.
Benefits
Medical, dental, vision and life insurance
401(k) plan and contributions
Employee stock purchase plan
Employee assistance program
10 paid holidays plus PTO
Paid parental leave and fertility assistance
Learning and development certifications and programs
Post Closing Date
Applications will be accepted until 22nd Oct, 2025
Location: Remote, USA
About the Role
As a Senior Consultant within our Mortgage Technology practice, you will lead Empower LOS testing and UAT initiatives for top-tier banking clients. With 8-10 years of experience, you will manage cross-functional teams and client engagements, delivering solutions that validate origination workflows, ensure regulatory compliance, and support digital transformation. This role demands deep expertise in Empower LOS testing, strong stakeholder management, and the ability to translate business needs into scalable testing strategies.
Key Responsibilities
Collaborate with business stakeholders and product owners to understand user requirements and acceptance criteria.
Design and document test plans, test cases, and test scripts based on Empower LOS workflows including Origination, Processing, Underwriting, Closing, and Post-Closing.
Execute UAT cycles to validate system functionality and business logic.
Perform regression testing to ensure new changes do not impact existing functionality.
Track and document defects using tools like JIRA, ALM, or Quality Center.
Liaise with developers and QA teams to resolve issues identified during testing.
Participate in post-production validation and defect triage sessions.
Ensure compliance with CFPB guidelines (ATR, QM, TRID) and other regulatory standards.
Provide feedback on system usability and performance from an end-user perspective.
Assist in training business users on testing procedures and system usage.
Work Model
We strive to provide flexibility wherever possible. Based on this role's business requirements, this is a remote position open to qualified applicants in the United States. Regardless of your working arrangement, we are here to support a healthy work-life balance though our various wellbeing programs.
Required Qualifications
5+ years of experience in UAT and functional testing, preferably in mortgage lending or financial services.
Hands-on experience with Empower LOS including configuration validation, document management, and third-party integrations (e.g., RealEC, Equifax).
Strong understanding of the mortgage lifecycle and compliance requirements.
Proficiency in test management tools (e.g., JIRA, TestRail, ALM).
Familiarity with SQL for data validation and querying.
Excellent communication and analytical skills.
Ability to work independently and manage multiple testing cycles.
Preferred Qualifications
Bachelor's degree.
ISTQB or equivalent testing certification.
Experience with Agile/Scrum methodologies.
Exposure to automation tools like Selenium or QTP is a plus.
Demonstrated leadership in consulting engagements and client delivery.
Embodiment of Cognizant's Core Values:
- Work as One
- Dare to Innovate
- Raise the Bar
- Do the Right Thing
- Own It
Compensation
$100,000-$129,000. This position is eligible for Cognizant's discretionary annual incentive program, based on performance and subject to the terms of Cognizant's applicable plans.
Benefits
Medical, dental, vision and life insurance
401(k) plan and contributions
Employee stock purchase plan
Employee assistance program
10 paid holidays plus PTO
Paid parental leave and fertility assistance
Learning and development certifications and programs
Post Closing Date
Applications will be accepted until 22nd Oct, 2025
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