Mortgage Underwriter

Overview

On Site
Depends on Experience
Full Time

Skills

Review and underwrite loan modification
forbearance
and loss mitigation files Evaluate borrower financials for active loans and determine appropriate servicing solutions Monitor payment history and assess risk on delinquent or non-performing loans Ensure compliance with investor and regulatory guidelines (FHA
Fannie Mae
Freddie Mac) Collaborate with servicing
collections
and legal teams to resolve loan issues Maintain accurate records and documentation throughout the loan lifecycle

Job Details

Job Title: Mortgage Underwriter
Location: Cincinnati, OH (On-site)
Salary: $52,000 $58,000 per year
Job Type: Full-Time

Job Summary:

We are hiring a Mortgage Underwriter to review and underwrite residential loan files with a strong focus on loan servicing, loss mitigation, and payment analysis. This role involves working with active loans to assess risk, resolve delinquencies, and support default management strategies.

Key Responsibilities:

  • Review and underwrite loan modification, forbearance, and loss mitigation files
  • Evaluate borrower financials for active loans and determine appropriate servicing solutions
  • Monitor payment history and assess risk on delinquent or non-performing loans
  • Ensure compliance with investor and regulatory guidelines (FHA, Fannie Mae, Freddie Mac)
  • Collaborate with servicing, collections, and legal teams to resolve loan issues
  • Maintain accurate records and documentation throughout the loan lifecycle

Qualifications:

  • 2+ years of mortgage underwriting or loan servicing experience
  • Knowledge of loss mitigation programs, servicing guidelines, and payment processing
  • Familiarity with FHA, VA, Fannie Mae, and Freddie Mac rules
  • Strong analytical and decision-making skills
  • Experience with LOS and servicing platforms

Thanks & Regards

Hardik Gupta

Delivery Head & Client Relationship Partner

Office:

Mobile:

Email:

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