Overview
Skills
Job Details
Job Title: Product Manager   Merchant Acquiring or Embedded Finance Domain   
Location: Berkeley Heights, NJ(Onsite)
Duration: Long-term Contract (W2 Only)
Client: Photon
 
Job Description: 
We are seeking a highly analytical and detail-oriented Sr. Product Manager with strong experience in the Merchant Acquiring or Embedded Finance Domain. The ideal candidate will act as a bridge between business stakeholders and engineering teams   driving clarity through detailed product documentation, transaction and funding flow design, and precise technical collaboration.
Key Responsibilities
Requirements Gathering & Documentation
Create comprehensive Product Requirement Documents (PRDs) and detailed functional specifications.
Document product flows, transaction lifecycles, and funding processes for digital banking or payments systems.
Maintain up-to-date user stories, acceptance criteria, and business rules in collaboration with product managers.
Technical Collaboration & Delivery Support
Act as a senior business analyst and primary liaison between product, engineering, and QA teams.
Partner with technical leads to translate business requirements into technical design specifications.
Work with API teams, UI/UX designers, and data analysts to ensure alignment with product goals.
Process & Flow Design
Develop detailed process maps, data flow diagrams, and system interaction flows using tools like Visio, Lucidchart, or Miro.
Ensure accuracy of transaction journeys   from initiation to settlement   including all funding and reconciliation steps.
Product & Release Management
Participate in backlog grooming, sprint planning, and UAT coordination.
Review QA test cases and validate outcomes against business requirements.
Track delivery milestones and ensure high-quality, on-time release execution.
Core Skills & Competencies
Strong expertise in writing requirements, business process mapping, and transaction flow documentation.
Proven experience working with engineering and product teams in an Agile environment.
Hands-on with JIRA, Confluence, Lucidchart, MS Visio, or similar tools.
Excellent communication and stakeholder management skills   both business and technical.
Analytical mindset with attention to detail, structure, and accuracy.
Preferred Experience
10+ years of relevant experience as a Product Manager in Merchant Acquiring or Embedded Finance Domain
Familiarity with Merchant pay-ins and Payouts, Instructional funding, and embedded finance
Exposure to APIs, microservices, and modern digital banking platforms is highly desirable.
Education
Bachelor s degree in Business Administration, Information Systems, Computer Science, or related field.
Certification in Agile / Scrum or Business Analysis (e.g., CBAP) is a plus.
Regards,
Karthick Ramasamy
Client Relationship Manager / Talent Acquisition
Rohnium Inc 
MBE, DBE & SBE Certified Company
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