Overview
On Site
Depends on Experience
Contract - Independent
Contract - W2
Contract - 12 Month(s)
Skills
We are seeking a highly analytical and detail-orientedSr. Product Managerwith strong experience in theMerchant Acquiring or Embedded Finance Domain. The ideal candidate will act as a bridge between business stakeholders and engineering teams  driving clarity through detailed product documentation
transaction and funding flow design
and precise technical collaboration.
Create comprehensiveProduct Requirement Documents (PRDs)and detailedfunctional specifications.
Documentproduct flows
transaction lifecycles
andfunding processesfor digital banking or payments systems.
Maintain up-to-dateuser stories
acceptance criteria
andbusiness rulesin collaboration with product managers.
Act as asenior business analystand primary liaison betweenproduct
engineering
andQAteams.
Partner with technical leads to translate business requirements intotechnical design specifications.
Work withAPI teams
UI/UX designers
anddata analyststo ensure alignment with product goals.
Develop detailedprocess maps
data flow diagrams
andsystem interaction flowsusing tools like Visio
Lucidchart
or Miro.
Ensure accuracy of transaction journeys  from initiation to settlement  including allfunding and reconciliation steps.
Participate inbacklog grooming
sprint planning
andUAT coordination.
Review QA test cases and validate outcomes against business requirements.
Track delivery milestones and ensure high-quality
on-time release execution.
Strong expertise inwriting requirements
business process mapping
andtransaction flow documentation.
Proven experience working withengineering and product teamsin an Agile environment.
Hands-on withJIRA
Confluence
MS Visio
or similar tools.
Excellent communication and stakeholder management skills  both business and technical.
Analytical mindset with attention to detail
structure
and accuracy.
10+ years of relevant experience as aProduct Manager in Merchant Acquiring or Embedded Finance Domain
Familiarity withMerchant pay-ins and Payouts
Instructional funding
and embedded finance
Exposure toAPIs
microservices
andmodern digital banking platformsis highly desirable.
Job Details
Position Title: Sr. Product Manager   Merchant Acquiring or Embedded Finance Domain   JPC - 6783
Location: Berkeley Heights, NJ/Sunnyvale, CA (Onsite) Required Experience: 10 years
Tax Terms: C2C, W2
 
Required/ Desired Skills:
Hi Team,
Need your support for the below role.
Sr. Product Manager   Merchant Acquiring or Embedded Finance Domain   
Location: Berkeley Heights, NJ/Sunnyvale, CA (Onsite)
Experience: 15+ years (Banking / Financial Services preferred/Merchant Acquiring or Embedded Finance Domain) 
Client: Financial Services Company (will be known after L1 interview)
Interview Process: 1 IP & 1 client Interview
Duration: Long Term Contract
Job Description: 
We are seeking a highly analytical and detail-oriented Sr. Product Manager with strong experience in the Merchant Acquiring or Embedded Finance Domain. The ideal candidate will act as a bridge between business stakeholders and engineering teams   driving clarity through detailed product documentation, transaction and funding flow design, and precise technical collaboration. 
Key Responsibilities
- Requirements Gathering & Documentation
- Create comprehensive Product Requirement Documents (PRDs) and detailed functional specifications.
- Document product flows, transaction lifecycles, and funding processes for digital banking or payments systems.
- Maintain up-to-date user stories, acceptance criteria, and business rules in collaboration with product managers.
- Technical Collaboration & Delivery Support
- Act as a senior business analyst and primary liaison between product, engineering, and QA teams.
- Partner with technical leads to translate business requirements into technical design specifications.
- Work with API teams, UI/UX designers, and data analysts to ensure alignment with product goals.
- Process & Flow Design
- Develop detailed process maps, data flow diagrams, and system interaction flows using tools like Visio, Lucidchart, or Miro.
- Ensure accuracy of transaction journeys from initiation to settlement including all funding and reconciliation steps.
- Product & Release Management
- Participate in backlog grooming, sprint planning, and UAT coordination.
- Review QA test cases and validate outcomes against business requirements.
- Track delivery milestones and ensure high-quality, on-time release execution.
Core Skills & Competencies
- Strong expertise in writing requirements, business process mapping, and transaction flow documentation.
- Proven experience working with engineering and product teams in an Agile environment.
- Hands-on with JIRA, Confluence, Lucidchart, MS Visio, or similar tools.
- Excellent communication and stakeholder management skills both business and technical.
- Analytical mindset with attention to detail, structure, and accuracy.
 Preferred Experience
- 10+ years of relevant experience as a Product Manager in Merchant Acquiring or Embedded Finance Domain
- Familiarity with Merchant pay-ins and Payouts, Instructional funding, and embedded finance
- Exposure to APIs, microservices, and modern digital banking platforms is highly desirable.
Education
- Bachelor s degree in Business Administration, Information Systems, Computer Science, or related field.
- Certification in Agile / Scrum or Business Analysis (e.g., CBAP) is a plus.
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