Overview
On Site
Full Time
Skills
Banking
Marketing
MBS
Data Entry
Policies and Procedures
Accountability
Customer Experience
Management
SAP BASIS
Research
Trading
Reporting
Shipping
Underwriting
Work Ethic
Analytical Skill
Regulatory Compliance
Sales
.NET
Mortgage
Microsoft Excel
Microsoft Outlook
Communication
Capital Market
Finance
Recruiting
Job Details
Make banking a Fifth Third better
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Responsible for all aspects of Secondary Marketing Loan Delivery, providing analytical and technical execution for the accurate and timely delivery of all MBS and Cash pools. This position is responsible for data file import, data entry into the investor loan delivery systems, validating data accuracy including Special Feature Codes, passing system edits on FNMA, FHLMC and GNMA pools, maintaining an open line of communication with all investors to ensure the purchase of loans with the least amount of difficulty and to provide monthly reporting to all agencies in a timely manner.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Interaction with but not limited to, internal business partners including Trading, Investor Reporting, Document Custodian, Post Closing, and Underwriting.
Ensure that all loans pooled are delivered to the investor specifications, via electronic delivery using any given agency system within any given month, balancing the pools at the end of every pooling cycle.
Ability to define problems, collect data, establishes facts and draw conclusions reporting findings to management identifying areas of improvement. Report loans with deficiencies throughout the pooling cycle.
Prepare and provide pool files to all internal parties on a monthly basis.
Improve profitability and timelines to delivery, enforcing compliance regulations and mitigating risk exposure to market investors.
Research, prepare and submit all supplemental reporting to agency, investors and Trading monthly.
Work with the custodian to prepare and submit pools for Final Certification to GNMA monthly.
Provide Reporting for GNMA to repurchase and or substitute loans from pools.
Balance Trade Confirmations monthly.
Back up Whole Loan Shipping Analyst for Whole loans sales
#LI-RD1
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
Bachelor's degree or equivalent work experience.
Minimum 2 years of Mortgage industry experience or operational experience in underwriting, loan delivery, processing, closing or post closing.
Must possess strong work ethic, analytical skills and thrive in an environment with aggressive deadlines and multiple priorities.
Maintain in-depth knowledge of regulator/compliance requirements, Agency guidelines and mortgage eligibility.
Technical skills and proficiency in FHLMC Selling System, FNMA Loan Delivery and GNMA Ginnie Net. Mortgage specific systems UNIFI, ACE, Imaging, Loan Serv. Computer software Excel, MS Word, Outlook.
Excellent interpersonal and communication skills both verbal and written. The ability to establish and maintain effective working relationships with team members, both internal, external business partners during the course of a business day. Ability to work independently as well as with a team.
Capital Markets- Loan Delivery Analyst
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: or by consulting with your talent acquisition partner.
LOCATION -- Cincinnati, Ohio 45227
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Responsible for all aspects of Secondary Marketing Loan Delivery, providing analytical and technical execution for the accurate and timely delivery of all MBS and Cash pools. This position is responsible for data file import, data entry into the investor loan delivery systems, validating data accuracy including Special Feature Codes, passing system edits on FNMA, FHLMC and GNMA pools, maintaining an open line of communication with all investors to ensure the purchase of loans with the least amount of difficulty and to provide monthly reporting to all agencies in a timely manner.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Interaction with but not limited to, internal business partners including Trading, Investor Reporting, Document Custodian, Post Closing, and Underwriting.
Ensure that all loans pooled are delivered to the investor specifications, via electronic delivery using any given agency system within any given month, balancing the pools at the end of every pooling cycle.
Ability to define problems, collect data, establishes facts and draw conclusions reporting findings to management identifying areas of improvement. Report loans with deficiencies throughout the pooling cycle.
Prepare and provide pool files to all internal parties on a monthly basis.
Improve profitability and timelines to delivery, enforcing compliance regulations and mitigating risk exposure to market investors.
Research, prepare and submit all supplemental reporting to agency, investors and Trading monthly.
Work with the custodian to prepare and submit pools for Final Certification to GNMA monthly.
Provide Reporting for GNMA to repurchase and or substitute loans from pools.
- Organize and act as interim document custodian for GNMA collateral files.
Balance Trade Confirmations monthly.
Back up Whole Loan Shipping Analyst for Whole loans sales
#LI-RD1
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
Bachelor's degree or equivalent work experience.
Minimum 2 years of Mortgage industry experience or operational experience in underwriting, loan delivery, processing, closing or post closing.
Must possess strong work ethic, analytical skills and thrive in an environment with aggressive deadlines and multiple priorities.
Maintain in-depth knowledge of regulator/compliance requirements, Agency guidelines and mortgage eligibility.
Technical skills and proficiency in FHLMC Selling System, FNMA Loan Delivery and GNMA Ginnie Net. Mortgage specific systems UNIFI, ACE, Imaging, Loan Serv. Computer software Excel, MS Word, Outlook.
Excellent interpersonal and communication skills both verbal and written. The ability to establish and maintain effective working relationships with team members, both internal, external business partners during the course of a business day. Ability to work independently as well as with a team.
Capital Markets- Loan Delivery Analyst
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: or by consulting with your talent acquisition partner.
LOCATION -- Cincinnati, Ohio 45227
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Employers have access to artificial intelligence language tools (“AI”) that help generate and enhance job descriptions and AI may have been used to create this description. The position description has been reviewed for accuracy and Dice believes it to correctly reflect the job opportunity.