Financial Risk Analyst (Financial Risk Capital Management)

Overview

Navy Federal seeks an individual with demonstrated ability to achieve results and enhance quantitative analysis of financial performance. Experience with balance sheet management, balance sheet and income statement forecasting systems, and presenting results to management is preferred. The role will be responsible for using various systems, methods, and understanding of models to perform financial risk and capital reporting/analysis. The candidate will assess interest rate risk, liquidity, and capital positions of the organization.

Responsibilities

• Develop and optimize risk strategies and credit guidelines that drive portfolio growth while ensuring that portfolios operate within boundaries of acceptable risk.
• Develop data visualization projects using data mining techniques for analyzing current and future performance.
• Create financial reports based on the impact of predictive modeling assumptions.
• Evaluate/develop/implement analytical techniques such as attribution and variance analysis.
• Participate in the production of performance reports for management.
• Utilize data validation and audits to identify variances and/or deviations from forecasts.
• Identify existing and new issues pertaining to compliance with state and federal regulations to ensure necessary policies, strategies and procedures are implemented.
• Participate in complex interdepartmental initiatives of significant business risk & impact.
• Gather, analyze, and synthesize quantitative and qualitative data of business processes to determine and promote data driven business decisions.
• Interpret results of analysis; present recommendations, alternatives, and implications.
• Utilize performance measurements and indicators to identify areas for improvement.
• Perform other duties as assigned or appropriate.

Qualifications

• Experience working in a fast-paced month-end production environment delivering timely and accurate results.
• Thorough knowledge of credit union or retail banking operations.
• Evidence of progressively significant responsibility in financial risk management.
• Knowledge of financial analysis, financial modeling, and ALM theory and techniques (preference towards hands-on experience using QRM).
• Knowledge and experience with programs and systems used for storing, retrieving, and analyzing large sets of data (SQL, IDW, Python...).
• Knowledge and experience with Tableau or Power BI.
• Effective skill in reviewing financial models to be familiar with data inputs and model purpose.
• Effective skill researching and analyzing data, processes, and trends.
• Effective analytical/quantitative, reconciliation and deductive reasoning skills.
• Effective research, analytical, time management and problem-solving skills.
• Effective skill building effective relationships through rapport, trust, diplomacy, and tact.
• Effective skill exercising initiative and using good judgment to make sound decisions.
• Effective skill presenting findings, conclusions, alternatives, and information clearly and concisely.
• Effective skill analyzing and identifying problems and finding effective solutions.
• Effective verbal and written communication skills.
• Effective database and presentation software skills.
• Advanced Excel and data manipulation skills to solve complex financial problems and streamline reporting (e.g., Pivot tables, Index, Match, Sumifs, dynamic chart building, etc.)
• Experience in working with diverse internal and external contacts.
• Bachelor's Degree in a related field, or the equivalent combination of training, education, and experience

Desired Qualifications

• Master's Degree/advanced certification in a related field, or the equivalent combination of training, education, and experience

Hours: Monday - Friday, 8:00AM - 4:30PM

Locations: 820 Follin Lane, Vienna, VA 22180 | 5510 Heritage Oaks Drive, Pensacola, FL 32526

About Us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.

Our approach to careers is simple yet powerful: Make our mission your passion.

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Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected Veteran.

Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position

Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.