Senior Business Analyst Payments / Transaction Banking W2 Only

Overview

On Site
Full Time
Accepts corp to corp applications
Contract - W2
Contract - 7 day((s))

Skills

Banking
Payment

Job Details

Job Title: Senior Business Analyst Payments / Transaction Banking

Location: Hybrid Onsite 3 days/week (New York, NY preferred or Boston, MA)
Type: 6+ Month Contract (high chance of extension)

Overall Experience

  • 15 20 years total professional experience

  • 10+ years as a Business Analyst (NOT IT-heavy BA; more business/process/product focused)

Banking + Payments Experience (must-have)

  • 7+ years in Banking

  • Experience in Payments / Transaction Banking / Treasury Services

  • Key terms:
    ACH, Wire Transfers, RTP (Real-Time Payments), EPN (Electronic Payments Network), Federal Reserve payments, FIS, payment processing, payment platforms, onboarding, settlement, clearing.

Payment Systems Knowledge

  • ACH (Automated Clearing House)

  • Wire Payments

  • RTP Real-Time Payments

  • EPN Electronic Payments Network

  • Experience with FIS payment platforms (preferred)

  • Experience with payment migrations, payment product enhancements, or payment workflow design

Business Analyst Core Skills

  • Requirements gathering

  • Writing BRDs, FRDs, user stories, process flows

  • Working with Product Managers, Operations, IT, Risk, Compliance

  • Supporting UAT/testing

  • Strong documentation skills

  • Data analysis (Excel, dashboards, usage analysis, KPI tracking)

Role Overview

The Senior Business Analyst will support the upgrade and integration of multiple payment platforms into a unified payments ecosystem.
They will partner with Payment Product Managers (ACH, Wire, RTP) and business lines across the bank to define requirements, analyze processes, support testing, and ensure a smooth rollout of payment products.

Key Responsibilities

  • Gather and document business requirements, user stories, and process flows for payment platform migration.

  • Work closely with ACH, Wire, and RTP Product Managers to define product specs and roadmap items.

  • Analyze existing payment workflows and identify improvements.

  • Perform market and usage analysis to identify new opportunities.

  • Collaborate with Marketing, Operations, Client Services, Risk, and Compliance for end-to-end delivery.

  • Support UAT/testing and validate new payment functionalities.

  • Document functional requirements and ensure compliance with regulatory standards.

  • Explore emerging trends such as real-time payments, blockchain, and digital asset payments.

Required Experience

  • 10+ years as a Business Analyst

  • 7 10 years in Banking Payments / Transaction Banking

  • Strong hands-on experience with:

    • ACH payments

    • Wires

    • Federal Reserve payments

    • EPN (Electronic Payments Network)

    • RTP (Real-Time Payments)

  • Experience with FIS payment platforms (preferred)

  • Skilled in writing requirements, BRDs, FRDs, user stories, and process flows

  • Strong ability to analyze data and identify business opportunities

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