Credit Risk Analyst

Description:
Focus on Technology, Media, Telecom and Transportation industry, including digital infrastructure, software / hardware and IT services, cable companies, telecom operators, diversified media, aviation and rail leasing, airlines and intermodal companies etc., in North and South America.
Drafts Risk Opinions meeting deadlines responsibly, after reviewing credit applications for completeness, consistency with internal policies, and follows up as needed with Front Office.
Performs impartial risk analysis of the borrower, group and transaction structure based on review of term sheet, market study, financial model, legal due diligence, and research.
In cases where Risk is responsible for the credit analysis, prepares a comprehensive credit review and risk opinion, including financial statement analysis, industry discussion, valuation and other metrics in alignment with credit risk policies and procedures.
Reviews in detail and/or prepares internal rating models (Anadefi), making corrections as needed.

Key Responsibilities: Job duties include but are not limited to:
Reviews credit applications for completeness, consistency with internal policies, and follows up as needed with Front Office. Performs impartial analysis of the borrower, group and transaction structure based on review of term sheet, market study, financial model, legal due diligence, and research.
Drafts RPC Opinions, meeting deadlines responsibly.
Makes recommendations in consultation with Sector Credit Officer regarding exposure, ratings, structure.
Verifies the accuracy of data in client internal risk systems including Phidias, Eurecca, and Anadefi.
Completes timely all internal risk systems.
Coordinates with Paris questions which may arise in credit proposal and analyses for names which are under Head Office delegation.
Responds to requests from Loan Review and internal and external auditors.