Architect, FinTech Platforms - Atlanta, GA/ Bellevue, WA (Hybrid)

Role : Architect, FinTech Platforms
Location: Atlanta, GA/ Bellevue, WA
Hybrid - in the office at least 3 days a week
Duration- Fulltime
Job Responsibilities:
Architect consumer-facing financial solutions including digital bank accounts, savings and checking tools,
co-branded credit card products, and embedded finance capabilities.
Define and maintain architectural standards for integration with BaaS providers, card
issuers/processors, KYC/AML vendors, and payment networks (Visa, Mastercard).
Collaborate with product managers, UX designers, and engineers to build intuitive and secure financial
experiences for mobile-first consumers.
Lead technology evaluations for third-party fintech partners covering card issuance, core banking
platforms, data aggregation, and personal finance management.

Ensure secure architecture and data design for customer onboarding, credit decisioning, account
servicing, and financial transactions.
Champion privacy, data protection, and regulatory compliance (including PCI, GLBA, CFPB, and Reg E)
across consumer facing FinTech platforms.
Implement scalable API architectures for money movement (ACH, debit rails, instant payout), card
management, account funding, and transaction data enrichment.
Provide architectural oversight for loyalty integrations, rewards platforms, and customer engagement
engines tied to credit and banking products.
Lead proof-of-concept initiatives to test emerging fintech capabilities such as credit scoring models,
instant issuing, and account verification innovations.
Maintain system documentation, architecture blueprints, and technical standards to guide development
and cross-team partnerships.
Act as a strategic advisor on Fin Tech trends and platform roadmaps ensuring the company delivers
differentiated and forward-looking financial products that improve customer experience.
Knowledge, Skill, Experience
7-10 years of experience:
In financial services, FinTech, or digital banking environments with customer-facing product
delivery. (Required)
In enterprise systems architecture, software engineering, or infrastructure design at scale.
(Required)
5+ years of experience:
Crafting or integrating consumer banking platforms, credit card issuance systems, or BaaS
platforms (e.g., Galileo, Marqeta, Synapse, Bond, Unit). (Preferred)
Working with KYC/AML vendors, fraud prevention tools, or financial data aggregators (e.g.,
Alloy, Persona, Plaid, Trustly, MX). (Preferred)
4-7 years of experience:
In mobile and web application architecture for financial products, including account opening,
card activation, and account servicing. (Required)
Crafting compliant FinTech systems within the framework of PCI DSS, SOC 2, and other
regulatory obligations. (Preferred)
With cloud-native development (AWS, Google Cloud Platform, Azure), containerization (Docker and Kubernetes),
and API-first ecosystems. (Preferred)
Education:
Bachelor s degree in computer science, Engineering, or a related field. Advanced degrees or
business/fintech certifications are a plus.
Licenses and Certifications:
Certifications such as AWS Architect, TOGAF, CISSP, or fintech/banking-specific credentials (e.g., FCP,
CRCM) are desirable.