Business System Analyst with Payments Domain - San Jose, CA/Scottsdale, AZ (Onsite)

 

                   

Ensure that payment business semantics are preserved end-to-end across platform modernization or data migrations.
This role is accountable for correctness of payment meaning, lifecycle behavior, reconciliation, and auditability—not just schema or data movement.

The Payments Domain Lead acts as the authoritative domain voice, bridging engineering, data, compliance, and business stakeholders.

Key Responsibilities
Domain Semantics
• Define authoritative meanings for:
o Authorizations
o Captures
o Settlements
o Reversals
o Refunds
o Chargebacks

• Clarify lifecycle state machines and invariants.

Data Contract Definition
• Define payment-specific:
o CRUD contracts
o Query expectations
o Reconciliation invariants

• Validate idempotency requirements.

Edge Case Validation
• Identify high-risk scenarios:
o Partial failures
o Duplicate messages
o Retries
o Reconciliation mismatches

• Validate that the new model supports these cases.

Compliance & Audit
• Ensure auditability requirements are preserved:
o Immutable records
o Traceability
o Reconciliation accuracy

Testing & Certification
• Participate in contract testing and workload replay validation.
• Sign off on domain readiness.

 

Required Skills & Experience
• 8–12+ years in payments domain (issuer, acquirer, processor, fintech)
• Deep understanding of:
o Payment flows
o Financial reconciliation
o Idempotency and retry semantics
• Experience working with engineers and architects
• Strong data literacy (tables, joins, event flows)

Key Deliverables
• Payment domain data contracts
• Lifecycle state diagrams
• Reconciliation rules
• Edge case test scenarios
• Domain readiness certification"