Electronic Fund Transfer Analyst (Wire Transfer, ACH)

Overview

Hybrid
Depends on Experience
Contract - W2
Contract - Independent
Contract - 6 Month(s)

Skills

ACH
Analytical Skill
Cash Management
Regulatory Compliance
Cash Flow
Business Continuity Planning

Job Details

Bank Operations Specialist (Wire Transfers / Cash Management)

Location: San Francisco, CA (Hybrid Onsite Tue Thu)
Duration: 6-Month Contract (Possible Extension)
Start Date: Immediate

Job Summary:
We re seeking an experienced Bank Operations Specialist to support day-to-day operational processing and cash management for our financial institution. The ideal candidate will bring deep expertise in wire transfer operations, ACH processing, and financial reconciliation, ensuring timely and accurate transaction execution while maintaining compliance and mitigating operational risk.

Key Responsibilities:

  • Monitor and reconcile daily cash flow and FRB positions, ensuring accurate intraday and end-of-day balance management.
  • Process wire transfers, ACH transactions, and settlement transactions with precision and full OFAC compliance.
  • Identify and resolve transaction exceptions, analyze root causes, and implement process improvements to mitigate risk.
  • Perform daily/monthly reconciliations, reporting, and certifications; research and resolve discrepancies.
  • Support User Acceptance Testing (UAT) for system upgrades and assist in business continuity and disaster recovery planning.
  • Prepare compliance and management reports, maintain documentation and procedures aligned with best practices.
  • Provide high-quality customer service to members and internal business partners.

Required Skills & Experience:

  • Bachelor s degree or equivalent experience.
  • 5+ years in the financial industry, including 3+ years in wire transfer operations or electronic funds transfer.
  • Strong knowledge of bank operations, data processing, and cash management principles.
  • High attention to detail with strong analytical and problem-solving skills.
  • Proficient in Microsoft Office, especially Excel (intermediate to advanced level).
  • Excellent communication, organizational, and multitasking abilities.
  • Experience in data analysis and process improvement a plus.

Why Join:

  • Opportunity to work with a leading financial institution in a hybrid environment.

  • Contribute to critical operational functions that ensure regulatory compliance and financial accuracy.

  • Potential for contract extension and professional growth.

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