Overview
Remote
$120,000 - $150,000
Full Time
No Travel Required
Skills
credit risk
loss forecasting
Python
SQL
Excel
vintage models
roll rate models
time series models
stochastic
credit card
credit cards
Acquisition
ECM
credit policies
Variance Analysis
stakeholders management
Modeling
Job Details
Hybrid role in Wilmington, DE (Preferred) & New York City, NY. Candidate must be local or willing to relocate.
Other Details:
- Looking for candidates who do not require sponsorship to work in the US, now or in the future.
- Hybrid: 4 Days Onsite & 1 Day Remote in a week.
- Interview Process: 3 rounds via MS Teams
- Relocation Assistance for non-local candidates.
Role Summary:
- We re seeking a Loss Forecasting Manager with strong experience in the U.S. Credit Card industry, specializing in Loss Forecasting, Credit Policy Strategy, and Variance Analysis. The ideal candidate can translate credit policy decisions into actionable forecasts and communicate insights effectively to senior stakeholders.
Key Responsibilities:
- Lead loss forecasting and credit policy integration across consumer credit portfolios.
- Conduct variance analysis, explaining drivers behind forecast deviations and trends.
- Utilize vintage, roll rate, and stochastic models to assess portfolio performance.
- Present findings in clear, concise, executive-ready formats.
- Manage a small team (4 5 members) while remaining 50% hands-on with coding, modeling, and deck preparation.
Required Skills & Experience:
- 5+ years of experience in credit risk, loss forecasting, or policy strategy.
- Strong hands-on experience in Python, SQL, and Excel modeling.
- Proven knowledge of vintage models, roll rate models, and stochastic time series models.
- Prior experience in US credit card portfolios and Acquisition or ECM credit policies.
- Excellent communication and presentation skills for executive-level reporting.
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