Application Architect

Axos Bank

Target Range:
$150,000.00 /Yr. - $187,000.00 /Yr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job
This position is onsite and will be located at our HQ in San Diego, CA. Remote or Hybrid is not available.

The Consumer IT Application Architect is responsible for designing, developing, and optimizing software applications that support banking, payments, and other financial operations. This role ensures solutions are scalable, secure, and aligned with business goals, often working with cross-functional teams to deliver robust systems. You will lead technical and design discussions with IT executives to accelerate technology adoption as well as Architect and build highly scalable, applications using a combination of on-premises, microservices and serverless architecture.

Responsibilities

• Design and Implementation: Lead the high-level to low-level design, development, and implementation of software applications, focusing on scalability, security, and performance
• Architecture Governance: Establish and enforce architecture guidelines and principles across the organization
• Collaboration: Work closely with product teams, business analysts, development teams and stakeholders to translate business requirements into technical solutions.
• Technical Leadership: Provide technical direction and mentorship to development teams, ensuring adherence to best practices and coding standards
• Integration: Architect and oversee integrations with third-party vendors, cloud services (AWS, Azure), and internal systems
• Security & Compliance: Ensure application security, especially for payments and PCI-related functions, and maintain compliance with financial regulations
• Documentation: Develop and maintain architectural models, documentation, and guidelines
• Continuous Improvement: Review existing architectures, suggest improvements, and stay updated with emerging technologies and industry trends

Requirements:

• Education: Bachelor's or Master's degree in Computer Science, Information Technology, or related field.
• Experience: 3+ years in application architecture, with significant exposure to financial services or banking environments
• Technical Expertise: Mobile/web technologies (iOS, Android, NodeJS), APIs, integration tools (iPaas, API Gateway), and low-code SaaS platform (e.g. Outsystems, Appian, Mendix) preferred
• Security: Understanding of application security, especially for financial transactions and regulatory compliance
• Leadership: Proven ability to mentor individuals, drive technical discussions, and manage vendor relationships
• Communication: Strong written and verbal communication skills, able to convey complex technical concepts to non-technical stakeholders

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.