Payments Business Analyst (Hybrid - Mississauga Canada)

Job Title: Payments Business Analyst (Hybrid - Mississauga)

Location: Hybrid (Mississauga, ON)

Duration: Long Term Contract

Open to: C2C (Corp-to-Corp) candidates

Job Description:

We are seeking a Payments Business Analyst to bridge the gap between business stakeholders and technology teams, driving the evolution of payment solutions for large multinational clients. This role focuses on payment processing, liquidity management, and digital transformation, requiring expertise in ISO 20022, SWIFT, and modern payment ecosystems (UPI, FedNow, SEPA, etc.).

Key Responsibilities

• Requirements & Solution Design
• Partner with business users, systems owners, and engineers to define financial, operational, and technical requirements for payment systems.
• Translate business needs into functional/technical specifications, user stories, and interface control documents (ICDs) in JIRA.
• Lead solution walkthroughs with Engineering Managers, CQEs, and stakeholders.
• Payments Expertise
• Work extensively on projects involving:
• Payment Processing & Liquidity Management (high-value/low-value rails).
• Core Cash Management for MNCs.
• Data Warehousing for payment analytics.
• Deep knowledge of:
• Payment Standards: ISO 20022, SWIFT, local schemes (e.g., UPI, FedNow, Interac, SEPA).
• Industry Trends: Digital wallets, tokenization, mobile banking, real-time payments.
• Drive legacy system migrations and digital transformation initiatives.
• Agile Delivery
• Collaborate with Scrum Masters, RTEs, and cross-functional teams for sprint planning and execution.
• Ensure alignment with business goals through iterative feedback and prioritization.

Qualifications

Must-Have

• 5+ years as a Business Analyst in Payments/Cash Management.
• Hands-on experience with ISO 20022, SWIFT, and regional payment systems (e.g., UPI, RTP, SEPA).
• Proven ability to document user stories, ICDs, and process flows.
• Familiarity with JIRA, Agile/Scrum methodologies.

Nice-to-Have

• Exposure to cloud-based payment platforms (e.g., APIs, microservices).
• Knowledge of regulatory compliance (e.g., PSD2, AML).
• Certifications: CBAP, PMP, or Agile certifications.

VDart Group, a global leader in technology, product, and talent management, empowers businesses with comprehensive solutions through our four distinct, industry-leading business units. With a diverse team of over 4,000 professionals across 13 countries, we deliver strong results across various industries, including Fortune 500 companies.

Leveraging our deep expertise as a global provider of resources and solutions, we serve a wide range of industry verticals, including BFSI, Automotive, Healthcare, Mobility, Energy, Life Sciences, Manufacturing, Consumer Industries, and Technology.

With over 16 years of experience, VDart has evolved to meet the needs of leading technology brands, placing and training more than 20,000 professionals and shaping the industry's future.

Our continuous reinvention, providing resources for IT solutions and unique digital solutions, has positioned us as a top growth leader in digital talent management and technology consulting.

Committed to "People, Purpose, Planet," we prioritize social responsibility and sustainability, as evidenced by our EcoVadis Bronze Medal Certification and participation in the UN Global Compact.

Our dedication to delivering strong results has earned us recognition as a trusted advisor for businesses seeking to drive innovation and growth, including many Fortune 500 companies.

Join our network! Partner with VDart Group to leverage our global network, industry expertise, and proven track record with a diverse clientele.