Apple's Wallet, Payments, and Commerce organization builds the financial services that hundreds of millions of people rely on daily - Apple Pay, Apple Card, Apple Cash, Access, Transit, and more. These are regulated, security-critical, privacy-first systems operating at global scale, where availability is table stakes. We're forming a new enablement team with a specific thesis: GenAI-first development is ready to move from experiment to operating model. We proved this by building a large-scale