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Job Details

Skills

Machine Learning (ML)
Finance
Process Optimization
Supervision
Meta-data Management
Algorithms
Modeling
Trend Analysis
Artificial Intelligence
Analytical Skill
Decision-making
Advanced Analytics
Predictive Modelling
Optimization
Business Strategy
Pricing
Management
Competitor Analysis
Market Intelligence
Knowledge Sharing
Data Analysis
Data Modeling
SQL
R
Python
Apache Hadoop
SAS
SPSS
Scala
Amazon Web Services
Databricks
Presentations
Research
Communication
Critical Thinking
Collaboration
Big Data
Technical Writing
Conflict Resolution
Problem Solving
Data Science
Statistics
Mathematics
Science
Project Management
Performance Management
Preventive Maintenance
Military
Intellectual Property
IP
Media
SAP BASIS
Law
Recruiting

Machine Learning (ML)
Finance
Process Optimization
Supervision
Meta-data Management
Algorithms
Modeling
Trend Analysis
Artificial Intelligence
Analytical Skill
Decision-making
Advanced Analytics
Predictive Modelling
Optimization
Business Strategy
Pricing
Management
Competitor Analysis
Market Intelligence
Knowledge Sharing
Data Analysis
Data Modeling
SQL
R
Python
Apache Hadoop
SAS
SPSS
Scala
Amazon Web Services
Databricks
Presentations
Research
Communication
Critical Thinking
Collaboration
Big Data
Technical Writing
Conflict Resolution
Problem Solving
Data Science
Statistics
Mathematics
Science
Project Management
Performance Management
Preventive Maintenance
Military
Intellectual Property
IP
Media
SAP BASIS
Law
Recruiting

Summary

Overview

Navy Federal Credit Union currently does not provide sponsorship for this role. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

Provide independent data science, machine learning, and analytical insights using member, financial, and organizational data to support mission critical decision making for various areas of the organization. Understand business needs and identify opportunities for new products, services, and process optimization to meet business objectives through the use of cutting-edge data science. Create descriptive, predictive, and prescriptive models and insights to drive impact across the organization. Conduct work assignments of increasing complexity, under moderate supervision with some latitude for independent judgment. Intermediate professional within field; requires moderate skill set and proficiency in discipline

This position is eligible for the TalentQuest employee referral program. If an employee referred you for this job, please apply using the system-generated link that was sent to you.

Responsibilities

Design, develop, and evaluate moderately complex predictive models and advanced algorithms
Identifies meaningful insights from large data and metadata sources by selecting and applying the most effective analytical tools, methodologies, and technologies
Test hypotheses/models, analyze, and interpret results
Exercise sound judgment and discretion within defined procedures and practices
Develop and code moderately complex software programs, algorithms, and automated processes
Use modeling and trend analysis to analyze data and provide insights
Develop understanding of best practices and ethical AI
Transform data into charts, tables, or format that aids effective decision making
Build working relationships with team members and subject matter experts
Lead small projects and initiatives
Partners with key stakeholders to communicate pricing strategies and analytical approaches, translating technical findings into business-relevant insights that drive alignment, decision-making, and executive approval
Lead the review and governance of pricing policies and portfolio performance, executing recurring pricing analyses, monitoring activities, and optimization initiatives to support strategic pricing decisions and governance committee discussions
Design and enhance pricing frameworks for Auto Lending products, leveraging advanced analytics, predictive modeling, and optimization techniques to evaluate pricing alternatives and inform business strategy
Lead and collaborate with cross-functional teams to design, implement, and assess pricing experiments and test-and-learn initiatives, generating insights into borrower behavior and pricing elasticity across various pricing scenarios.
Develop and maintain deep industry expertise in the Direct and Indirect Auto Lending markets through competitive research, market intelligence, bureau data assessments, while supporting organizational knowledge-sharing and stakeholder education efforts

Qualifications

3-5 years of experience in exploratory data analysis
Basic understanding of business and operating environment
Statistics
Programming, data modeling, simulation, and advanced mathematics
SQL, R, Python, Hadoop, SAS, SPSS, Scala, AWS, Databricks
Model lifecycle execution
Technical writing
Data storytelling and technical presentation skills
Research Skills
Interpersonal Skills
Working knowledge of procedures, instructions, and validation techniques
Model Development
Communication
Critical Thinking
Collaborate and Build Relationships
Initiative with sound judgement
Technical (Big Data Analysis, Coding, Project Management, Technical Writing, etc.)
Sound Judgment
Problem Solving (Responds as problems and issues are identified)
Bachelor's Degree in Data Science, Statistics, Mathematics, Computers Science, Engineering, or degrees in similar quantitative fields

Desired Qualifications

Master's/PhD Degree in Data Science, Statistics, Mathematics, Computers Science, or Engineering

Additional Information

Hours:

Monday - Friday, 8:00AM - 4:30PM

Location:

820 Follin Lane, Vienna, VA 22180

About Us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.

Our approach to careers is simple yet powerful: Make our mission your passion.

FORTUNE 100 Best Companies to Work For 2026

Yello and WayUp Top 100 Internship Programs 2025

Computerworld Best Places to Work in IT 2026

Most Loved Workplace - America's Top Most Loved Workplaces 2025

2025 PEOPLE Companies That Care

Newsweek Most Trustworthy Companies in America 2026

Military Times 2025 Best for Vets Employers

Forbes 2026 America's Best Large Employers

Forbes 2025 America's Best Employers for New Grads

Forbes 2025 America's Best Employers for Tech Workers

2025 RippleMatch Campus Forward Award Winner for Overall Excellence

Military.com Top Military Spouse Employers 2025

2026 Handshake Early Talent Award

Newsweek America's Greatest Workplaces for Culture, Belonging and Community 2026

From Fortune Magazine. 2026 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune 100 Best Companies to Work For are registered trademarks of Fortune Media IP Limited and are used under license. Fortune Magazine, Fortune Media (USA) Corporation, and its affiliates are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.

Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.

Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at or by calling 1-. This team cannot provide any information on job postings or application status.

Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.

Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.

Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Employers have access to artificial intelligence language tools (“AI”) that help generate and enhance job descriptions and AI may have been used to create this description. The position description has been reviewed for accuracy and Dice believes it to correctly reflect the job opportunity.

Dice Id: 10117743
Position Id: 31969
Posted 30+ days ago

Company Info

About Navy Federal Credit Union

MAKE OUR MISSION YOUR PASSION

In all we do at Navy Federal Credit Union, we are guided by one strong focus: our mission to serve our members. Each of us brings our own unique talents, ideas, and perspectives on life, finding innovative ways to provide our members with what they need.

Navy Federal is the world's largest credit union, with more than 15 million members, $200 billion in assets and 25,000+ employees. Throughout campuses in Vienna, VA; Winchester, VA; Pensacola, FL and San Diego, CA, as well as more than 390 branches, we serve the Armed Forces, Department of Defense, Veterans and their families with world-class financial products and services.

Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.

Our approach to careers is simple yet powerful: Make our mission your passion.

Mission: As a member-owned and not-for-profit credit union, Navy Federal's mission is to always put members first. Each area of the credit union operates with the same purpose in mind: making members' financial goals the top priority. We're honored to serve those who serve: DoD and Coast Guard Active Duty, Veterans, retirees, civilians and their families.

Equal Opportunity Employer, including disability/vets. Image used for representational purposes only; does not imply government endorsement.

Job Details

Skills

Machine Learning (ML)
Finance
Process Optimization
Supervision
Meta-data Management
Algorithms
Modeling
Trend Analysis
Artificial Intelligence
Analytical Skill
Decision-making
Advanced Analytics
Predictive Modelling
Optimization
Business Strategy
Pricing
Management
Competitor Analysis
Market Intelligence
Knowledge Sharing
Data Analysis
Data Modeling
SQL
R
Python
Apache Hadoop
SAS
SPSS
Scala
Amazon Web Services
Databricks
Presentations
Research
Communication
Critical Thinking
Collaboration
Big Data
Technical Writing
Conflict Resolution
Problem Solving
Data Science
Statistics
Mathematics
Science
Project Management
Performance Management
Preventive Maintenance
Military
Intellectual Property
IP
Media
SAP BASIS
Law
Recruiting

Machine Learning (ML)
Finance
Process Optimization
Supervision
Meta-data Management
Algorithms
Modeling
Trend Analysis
Artificial Intelligence
Analytical Skill
Decision-making
Advanced Analytics
Predictive Modelling
Optimization
Business Strategy
Pricing
Management
Competitor Analysis
Market Intelligence
Knowledge Sharing
Data Analysis
Data Modeling
SQL
R
Python
Apache Hadoop
SAS
SPSS
Scala
Amazon Web Services
Databricks
Presentations
Research
Communication
Critical Thinking
Collaboration
Big Data
Technical Writing
Conflict Resolution
Problem Solving
Data Science
Statistics
Mathematics
Science
Project Management
Performance Management
Preventive Maintenance
Military
Intellectual Property
IP
Media
SAP BASIS
Law
Recruiting

Summary

Design, develop, and evaluate moderately complex predictive models and advanced algorithms
Identifies meaningful insights from large data and metadata sources by selecting and applying the most effective analytical tools, methodologies, and technologies
Test hypotheses/models, analyze, and interpret results
Exercise sound judgment and discretion within defined procedures and practices
Develop and code moderately complex software programs, algorithms, and automated processes
Use modeling and trend analysis to analyze data and provide insights
Develop understanding of best practices and ethical AI
Transform data into charts, tables, or format that aids effective decision making
Build working relationships with team members and subject matter experts
Lead small projects and initiatives
Partners with key stakeholders to communicate pricing strategies and analytical approaches, translating technical findings into business-relevant insights that drive alignment, decision-making, and executive approval
Lead the review and governance of pricing policies and portfolio performance, executing recurring pricing analyses, monitoring activities, and optimization initiatives to support strategic pricing decisions and governance committee discussions
Design and enhance pricing frameworks for Auto Lending products, leveraging advanced analytics, predictive modeling, and optimization techniques to evaluate pricing alternatives and inform business strategy
Lead and collaborate with cross-functional teams to design, implement, and assess pricing experiments and test-and-learn initiatives, generating insights into borrower behavior and pricing elasticity across various pricing scenarios.
Develop and maintain deep industry expertise in the Direct and Indirect Auto Lending markets through competitive research, market intelligence, bureau data assessments, while supporting organizational knowledge-sharing and stakeholder education efforts

Qualifications

3-5 years of experience in exploratory data analysis
Basic understanding of business and operating environment
Statistics
Programming, data modeling, simulation, and advanced mathematics
SQL, R, Python, Hadoop, SAS, SPSS, Scala, AWS, Databricks
Model lifecycle execution
Technical writing
Data storytelling and technical presentation skills
Research Skills
Interpersonal Skills
Working knowledge of procedures, instructions, and validation techniques
Model Development
Communication
Critical Thinking
Collaborate and Build Relationships
Initiative with sound judgement
Technical (Big Data Analysis, Coding, Project Management, Technical Writing, etc.)
Sound Judgment
Problem Solving (Responds as problems and issues are identified)
Bachelor's Degree in Data Science, Statistics, Mathematics, Computers Science, Engineering, or degrees in similar quantitative fields

Desired Qualifications

Master's/PhD Degree in Data Science, Statistics, Mathematics, Computers Science, or Engineering

Additional Information

Hours:

Monday - Friday, 8:00AM - 4:30PM

Location:

820 Follin Lane, Vienna, VA 22180

Dice Id: 10117743
Position Id: 31969
Posted 30+ days ago

Company Info

About Navy Federal Credit Union

MAKE OUR MISSION YOUR PASSION

Our approach to careers is simple yet powerful: Make our mission your passion.

Equal Opportunity Employer, including disability/vets. Image used for representational purposes only; does not imply government endorsement.

Principal Data Scientist (Credit Risk for Small Business and Commercial)

Hybrid in Vienna, Virginia

•

Today

Overview Provide strategic data science, machine learning, and advanced analytics leadership to inform mission-critical decisions across the organization, with a primary focus on small business lending. Leverage small business credit, application, financial statement, cash flow, transaction, and performance data to shape underwriting, risk segmentation, pricing, portfolio management, and the end-to-end member lending experience. Partner with senior leaders and cross-functional stakeholders to id

Full-time

$128,500-$164,700 per year

Senior Data Scientist (Auto Loan Pricing)

Skills

Summary

Dice Job Match Score™

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Senior Data Scientist (Auto Loan Pricing)

Navy Federal Credit Union

Job Details

Skills

Summary

Company Info

About Navy Federal Credit Union

Dice Job Match Score™

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