Current Employees of Happen Bank: Please apply via your internal Workday AccountHappen Bank (formerly LendingClub) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.
About the RoleHappen Bank's BSA Team, part of the Compliance Department, maintains an effective BSA/AML and Sanctions compliance program designed to protect the Bank from being used to facilitate money laundering, terrorist financing, and other illegal activity. As Director, ECO Technology & Data, you'll lead the data, technology, and transaction monitoring strategy across the BSA/AML program, including Know Your Customer (KYC), transaction monitoring, and sanctions and watchlist screening.
You'll also help advance broader regulatory compliance data and technology capabilities, identifying opportunities to strengthen compliance through modern technology, analytics, AI, and automation while maintaining the rigor and governance required in a regulated financial institution.
What You'll Do- Define and execute the strategy for BSA/AML data, technology, analytics, and transaction monitoring capabilities, aligning investments with regulatory requirements and program priorities
- Serve as the primary leader for BSA/AML data and technology needs across business lines, partnering across Compliance, Technology, Risk, and other teams to deliver scalable solutions
- Own the performance and ongoing evolution of BSA/AML technology, coordinating production issue resolution, system enhancements, and optimization across internal platforms and third-party vendors
- Lead technology implementations that strengthen the BSA/AML program, including large-scale solutions supporting case investigations, transaction monitoring, KYC, sanctions, and watchlist screening
- Build and manage the transaction monitoring rule development program, including rule design, optimization, analytics, and performance monitoring to effectively identify potentially suspicious activity
- Partner with Model Risk Management on model governance, validation engagements, annual reviews, and remediation of identified issues
- Own BSA/AML data requirements across risk assessments, reporting, quality assurance and controls, validation, regulatory inquiries, and issue remediation
- Use AI and automation thoughtfully to improve transaction monitoring, analytics, and compliance workflows while maintaining appropriate rigor, explainability, governance, and human oversight
- Build, lead, and develop a high-performing team, setting clear priorities and accountability while advancing the team's technical, analytical, and compliance capabilities
About You- 10+ years of experience in banking or financial services, with deep expertise in BSA/AML data, technology, analytics, or transaction monitoring
- Bachelor's degree or higher, or equivalent combination of education and experience
- Strong command of KYC, transaction monitoring, sanctions and watchlist screening, and the data and technology capabilities that support them
- Experience with BSA/AML technology platforms such as Verafin, Bridger, Oscilar, or similar solutions, with an understanding of emerging tools and technologies
- Demonstrated experience leading quantitative analytics functions, including setting strategy for model or transaction monitoring optimization and driving adoption across teams
- Experience operating in fast-paced, dynamic environments and delivering high-quality outcomes across competing priorities, complex regulatory requirements, and evolving business needs
- You set a high standard for how your team applies rigor, judgment, and integrity to BSA/AML risk decisions
- You build strong partnerships across Technology, Risk, Compliance, and business teams and create alignment around strategy, priorities, and execution
- You have a clear perspective on where AI creates genuine leverage across BSA/AML data and technology and have translated that perspective into how your team operates. You stay engaged with evolving regulatory expectations around AI, model risk, and data governance and maintain a high standard for responsible adoption
- You lead through ambiguity, set direction for the function, develop strong talent, and hold your team accountable for measurable outcomes rather than activity
Nice to Have- Experience with sanctions and watchlist screening technology
- Experience supporting regulatory examinations related to BSA/AML or Sanctions programs
- CAMS or similar AML certification
Work Location San Francisco, Lehi, New York
The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role's team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role's success, and remote placement will not be considered. Happen Bank offers relocation, based on actual job level.
Time Zone Requirements Local hours (PT, MT, ET)
While the position will primarily work local hours, Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.
Travel Requirements As needed travel to Happen Bank offices and/or other locations, as needed.
Compensation The target base salary range for this position is 175,000-230,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of Happen Bank's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).
We're creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.
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Happen Bank is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.
We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at
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