Power Curve Developer

PowerCurve Originations Consultant:
Wilmington, DE (Onsite)

• Design and develop strategies in power curve
• Execute tests using Power Curve design studio
• Identify, document, and track bugs and performance issues
• Collaborate with developers and QA teams to resolve defects
• Ensure APIs meet functional and non-functional requirements
• Analyze and report on test results, providing actionable insights
• Continuously improve testing processes and methodologies
• Participate in code reviews and provide feedback on API design

To manage and implement Experian''s PowerCurve Originations platform, a decisioning tool used to automate credit applications and customer acquisition processes by analyzing data to make fast, accurate credit decisions based on pre-defined rules and strategies, essentially helping businesses identify and approve high-quality customers while mitigating risk; requiring expertise in data analysis, credit risk management, and the PowerCurve platform itself.

1. Required skills for a PowerCurve Originations role:

• Technical expertise:
1. Designing, developing, and maintaining business rules within Experian''s PowerCurve platform, a cloud-based decision engine, to automate credit and risk-related decisions for clients across various industries, leveraging data analytics to optimize customer experiences and mitigate risk while adhering to regulatory compliance; essentially acting as a key player in building and managing the logic behind automated decision-making processes within the PowerCurve system
2. Proficiency in the PowerCurve Originations platform, including its decisioning engine, data mapping, and strategy design features.
• Credit risk knowledge: Understanding of credit risk management principles, credit scoring models, and regulatory compliance related to lending.
• Data analysis skills: Ability to analyze large datasets, interpret trends, and translate insights into actionable strategies
• Business acumen: Understanding of business goals, profitability metrics, and the impact of credit decisions on the overall business

2. Key responsibilities:

·         Strategy development and Management: Designing and building decisioning rules and strategies within the PowerCurve platform to optimize customer acquisition while managing risk levels based on business objectives.

·         Data integration: Connecting various data sources like credit bureaus, internal databases, and application data to feed into the PowerCurve platform for comprehensive decision making.

·         Application workflow management: Configuring application processes within PowerCurve, including data capture, validation, and decisioning steps to streamline the customer onboarding experience.

·         Performance monitoring: Tracking key metrics like approval rates, default rates, and customer acquisition costs to analyze the effectiveness of decisioning strategies and make necessary adjustments.

Compliance management: Ensuring adherence to regulatory requirements related to credit decisioning and data privacy.