Job Role: MTS QA Test Lead
Location: Remote
Role Overview
ACI Money Transfer System (MTS) is a global payment processing solution that enables advanced payment management, execution, and financial messaging. It supports high-value and low-value payments, enterprise payment processing, and internal and external global messaging for financial institutions.
The MTS QA Test Lead will be responsible for leading end-to-end quality assurance activities for ACI MTS implementations, upgrades, and integrations. The role requires strong expertise in payment systems, SWIFT MT/MX and ISO 20022 message validation, test strategy definition, test execution governance, defect management, and stakeholder reporting.
Key Responsibilities
- Lead and manage QA and testing activities for ACI MTS projects, including implementation, migration, enhancement, and upgrade initiatives.
- Define and own the overall QA strategy, test approach, test plans, test data strategy, and execution governance for MTS engagements.
- Validate payment message formats and flows, including SWIFT MT, SWIFT MX, ISO 20022, pacs, camt, CHIPS, and Fedwire messages.
- Prepare detailed test scenarios and test cases for MTS components implemented for new Direct Members (DM) and Clearing and Settlement Mechanisms (CSM).
- Perform end-to-end functional, integration, regression, system, and user acceptance testing across payment processing workflows.
- Support MTS test environment readiness, including test data loading, configuration of remote records, test lines, and scenario-specific setup activities.
- Coordinate defect triage, retesting, validation of fixes, and closure activities in collaboration with development and business teams.
- Track and report test progress, quality metrics, risks, issues, and overall testing status to project stakeholders and leadership teams.
- Use test management and defect tracking tools such as JIRA or equivalent platforms to manage test execution and defect lifecycle.
- Drive quality ownership, ensure adherence to testing best practices, and contribute to continuous improvement across QA delivery.
Required Skills and Experience
- Strong hands-on knowledge of ACI Money Transfer System (MTS) and payment processing applications.
- In-depth understanding of payment message flows, clearing and settlement processes, and financial messaging standards.
- Experience with SWIFT MT/MX, ISO 20022, CHIPS, Fedwire, pacs, and camt message formats.
- Strong experience in QA lifecycle activities, including test planning, test design, execution, defect management, and reporting.
- Ability to lead test teams, coordinate with cross-functional stakeholders, and manage testing deliverables in a structured manner.
- Experience with test management and defect tracking tools such as JIRA.
- Good understanding of release management practices and tools such as Git or equivalent is preferred.
- Strong analytical, communication, ownership, and stakeholder management skills.
Experience, Qualification, and Location
- Experience: 10+ years of relevant experience in QA/testing, preferably within banking, payments, or financial technology domains.
- Primary Skills: ACI MTS, payment testing, SWIFT MT/MX, ISO 20022, test strategy, test execution, and defect management.
- Qualification: B.E. / B.Tech or equivalent qualification.