Job Title: Solution Architect – Digital Assets (Stablecoins & Tokenized Deposits)
Location: Hybrid at TX, NJ , MA, NC
Experience: 10+ years in enterprise architecture / engineering, with 3+ years focused on digital assets, stablecoins, or tokenized deposits in a regulated environment.
Role Overview
We are seeking a Solution Architect to support a new Digital Assets program focused on stablecoin-based payments, custodial flows, and tokenized deposits. This person will own end-to-end architecture and guide engineering teams as we design and implement production-grade digital asset capabilities in partnership with providers such as Ripple, Stablecore, Circle, and other custody/wallet platforms.
The ideal candidate has deep, hands-on experience in the digital assets space, with proven delivery of stablecoin payments, tokenized deposits, and/or on-chain settlement in financial institutions or fintechs.
Key Responsibilities
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Define and own the reference architecture for stablecoin and tokenized deposit capabilities, including:
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On/off-ramp, mint/redeem, transfers, and settlement.
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Custodial wallet infrastructure and key management.
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Integration with core banking, payment rails, and compliance systems.
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Design end-to-end flows for stablecoin-based payments and tokenized deposits across:
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Customer onboarding, funding, transaction processing, reconciliation, and reporting.
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Partner with product, engineering, risk, and compliance to:
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Translate business and regulatory requirements into scalable, secure architectures.
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Define non-functional requirements (scalability, resilience, security, observability).
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Lead vendor evaluation and integration with digital asset providers (e.g., Ripple, Stablecore, Circle, Fireblocks, etc.).
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Guide multiple engineering squads on:
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API design, event-driven architecture, microservices, and data models.
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Security, compliance (KYC/AML, sanctions), and auditability.
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Drive architecture governance, standards, and best practices across the digital assets program.
Must-Have Skills & Experience
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10+ years of experience in enterprise architecture / engineering in financial services or fintech.
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Strong hands-on experience in digital assets, including at least one of:
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Stablecoin-based payments (e.g., USDC, USDT, or similar).
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Tokenized deposits or bank-issued on-chain deposit tokens.
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Custody / wallet infrastructure and key management for institutional digital assets.
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Proven track record of designing and delivering production systems in regulated environments (banks, broker-dealers, payment companies).
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Deep understanding of:
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Payment flows, settlement, reconciliation, and ledgering.
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Compliance controls (KYC/AML, sanctions, travel-rule style requirements).
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API-led integrations with core banking, payment processors, and custody providers.
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Experience with providers such as Ripple, Stablecore, Circle, Fireblocks, Anchorage, BitGo, or similar is highly desirable.
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Strong communication skills and ability to influence senior stakeholders.
Nice-to-Have
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Experience with blockchain protocols (Ethereum, Solana, Stellar, Hyperledger, Corda, etc.).
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Exposure to smart contracts, DeFi, RWA tokenization, or related areas.
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Certifications in architecture (TOGAF, AWS/Azure solutions architect, etc.).
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