Credit Card Analytics

Looking for an Analytics professional with 10+ years of work experience in Credit Risk
Analytics in Acquisition and Account Management area in the banking and financial services
space with a focus on Consumer Credit Cards/ Lending products.
Responsibilities:
 Business Knowledge: Understand the core credit cards business and the levers behind
various decisions
 Analytics: Analyze large amounts of data to derive business insights and create
innovative solutions/models/strategies
 Communication: Clear articulation and structuring of business findings to the leadership
and key partners.
 Risk Modeling: Develop and maintain quantitative models to predict default
probabilities and potential losses, incorporating statistical software or machine learning
methods
 Portfolio Monitoring: Track and review credit exposures, identify risk concentrations,
and recommend risk mitigation strategies to management
 Reporting & Communication: Prepare detailed risk assessment reports and present
findings to credit committees or senior management
 Regulatory Compliance: Ensure adherence to banking regulations, internal policies, and
risk management frameworks
Skillset:
 Analytics professional preferably with experience in Credit Cards analytics. Should
have good understanding of acquisition and account management areas.
 Minimum 10 years of experience in relevant domain - Data Analysis and building
models/strategies.
 Strong knowledge and working experience in SQL and Python is a must.
 Experience in Plaid and Alloy required
 Strong communication and interpersonal skills
 Ability to drive project deliverables to achieve business results.
 Ability to work effectively in a team environment.