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Job Description
Job Summary
We are seeking a highly experienced Payments Architect with 12+ years of IT experience and deep expertise in Banking and Payments platforms. The ideal candidate will be a hands-on architect with strong Java, Spring Boot, Microservices, and enterprise architecture experience, capable of designing scalable, resilient, and high-performance payment solutions. This role requires both strategic architectural leadership and the ability to work across application, integration, data, infrastructure, and production support layers.
Key Responsibilities
- Define and drive solution architecture for enterprise payment-processing applications.
- Design highly scalable, resilient, and high-availability systems for high-volume payment workloads.
- Provide technical leadership across application, integration, database, infrastructure, security, and deployment architectures.
- Lead architecture and design reviews, ensuring alignment with enterprise standards and best practices.
- Collaborate with Product Owners, Business Teams, Developers, QA, Infrastructure, Database, and Operations teams.
- Architect and guide API-driven, messaging, event-driven, and system integration solutions.
- Review application design and code approaches, identifying opportunities for performance optimization and reliability improvements.
- Support production issue resolution, root cause analysis, and architectural remediation initiatives.
- Mentor engineering teams and promote architecture governance and engineering excellence.
- Drive best practices around observability, security, scalability, and operational readiness.
Required Technical Skills
- 10+ years of IT experience with significant experience in Architecture and Design.
- Strong hands-on experience with:
- Java
- Spring Boot
- Microservices Architecture
- Extensive knowledge of RESTful APIs, integration patterns, and messaging technologies.
- Strong experience with Oracle/SQL and database performance optimization.
- Experience designing and implementing distributed, high-volume, highly available systems.
- Expertise in cloud-native architectures and container platforms such as Kubernetes or OpenShift.
- Strong understanding of:
- CI/CD pipelines
- Application Security
- Monitoring & Observability
- Production Support Architecture
- Ability to perform detailed technical reviews and provide hands-on guidance to development teams.
- Strong understanding of infrastructure and application architecture across multiple technology layers.
Payments Domain Expertise
- Strong knowledge of end-to-end payment processing lifecycle.
- Experience with Commercial Banking Payments.
- Understanding of ISO 20022 payment standards and message formats.
- Experience with one or more payment systems:
- ACH
- Wire Transfers
- Real-Time Payments (RTP)
- SWIFT
- Knowledge of transaction processing, payment validations, exception handling, settlement, and reconciliation processes.
- Experience designing architectures for mission-critical payment systems.
