100% Remote- Payments Architect- Java


V-CENTRIX-US LLC
Dice Job Match Score™
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Job Details
Skills
- Java
- Spring Boot
- Microservices
- Payments Architecture
- Banking/Commercial Payments
- REST APIs
- Oracle/SQL
- ISO 20022
- ACH/Wire Transfers
- Kubernetes/OpenShift
Summary
Payments Architect with 10+ years of IT experience, with strong architecture experience in Banking / Payments platforms.
Seeking a hands-on Payments Architect to design and drive scalable, resilient, high-performance payment solutions. The candidate should combine strong payments domain knowledge with enterprise application architecture and provide technical leadership across application, integration, data, infrastructure, and production considerations
Roles & Responsibilities
Key Responsibilities
- Define solution and technical architecture for payment-processing applications.
- Design scalable, highly available and resilient solutions for high-volume payment workloads.
- Provide architecture guidance across application, integration, database, infrastructure, security, and deployment layers.
- Lead technical design reviews and ensure solutions follow enterprise architecture and engineering standards.
- Work closely with Product, Business, Engineering, QA, Infrastructure, Database and Operations teams.
- Guide API, messaging, event-driven and system-integration design.
- Review application architecture and code/design approaches and identify opportunities for performance and reliability improvements.
- Provide technical leadership for production issues, root-cause analysis, performance bottlenecks, and architectural remediation.
- Mentor engineering teams and drive technical best practices.
Required Technical Skills
- Strong architecture/design experience with Java, Spring Boot and Microservices.
- Strong understanding of REST APIs, integration patterns and messaging technologies.
- Experience with Oracle/SQL, including database performance considerations.
- Experience designing high-volume, distributed and highly available systems.
- Understanding of cloud/container platforms, preferably Kubernetes/OpenShift.
- Experience with CI/CD, observability, application security and production-support architecture.
- Ability to perform hands-on technical/design reviews rather than operating only at a conceptual architecture level.
The internal BofA payments discussion specifically calls out strong Java/Spring Boot capabilities along with database/Oracle and infrastructure knowledge, and emphasizes hands-on engineers who can work across technology layers.
Payments Domain Skills
- Strong understanding of end-to-end payment processing.
- Commercial Banking Payments experience preferred.
- Knowledge of ISO 20022 and payment messaging.
- Experience with ACH, Wire, Real-Time Payments and/or SWIFT is desirable.
- Understanding of transaction processing, validations, exception handling, settlement and reconciliation.
- Dice Id: 91172987
- Position Id: 9116055
- Posted 2 hours ago
Company Info
Welcome to VCentrix Services – where innovation meets performance.
At VCentrix, we empower businesses to thrive in the modern digital economy by providing a seamless blend of cutting-edge IT solutions and results-driven digital marketing. Our mission is to be more than just a service provider; we act as a dedicated extension of your team, helping you optimize technology and amplify your brand’s online presence.
What We Do:
We specialize in delivering high-impact solutions across several core domains:
* Digital Marketing: Strategic SEO, PPC, Social Media Management, and performance marketing to drive measurable growth.
* Web & Mobile Development: Designing and building scalable, user-centric websites and mobile applications (iOS & Android).
* Virtual Employee Services: Providing dedicated remote professionals to help your business stay organized and scale efficiently without high overhead costs.
* IT & Cyber Security: Ensuring your digital assets are secure, high-performing, and future-ready.
* Creative Services: Professional content writing, animation, and multimedia solutions that capture your brand’s voice.
Why Choose VCentrix?
With a global footprint in the USA and India, we combine international standards with competitive agility. Our approach is rooted in clear communication, proactive support, and a commitment to data security and confidentiality. Whether you are a startup looking for your first digital footprint or an established brand seeking to optimize your operations, VCentrix is here to help you grow.


