Business Analyst – P&C (E&S / Excess & Surplus)

Job Title: Business Analyst – P&C (E&S / Excess & Surplus)

Location: New Jersey (NJ)

Exp : 12

Job Description

We are seeking an experienced Business Analyst with strong expertise in Property & Casualty (P&C) Insurance, specifically within Excess & Surplus (E&S) lines. The Business Analyst will work closely with business stakeholders, underwriting, product, and IT teams to support system enhancements, process improvements, and regulatory initiatives for E&S insurance products.

Key Responsibilities

Act as a liaison between business stakeholders and technical teams within the P&C E&S domain.

Gather, analyze, and document business requirements related to Excess & Surplus insurance products, underwriting workflows, policy administration, claims, and billing systems.

Develop detailed Business Requirement Documents (BRDs), Functional Requirement Documents (FRDs), user stories, and process flows.

Support implementation and enhancement of P&C systems such as Policy Administration, Rating, Billing, and Claims platforms.

Analyze current-state processes and recommend future-state improvements aligned with E&S business needs.

Collaborate with underwriting, actuarial, compliance, and operations teams to ensure accurate requirement capture.

Assist QA teams with test scenarios, UAT planning, and defect resolution.

Ensure compliance with regulatory and surplus lines requirements across multiple jurisdictions.

Participate in Agile/Scrum ceremonies including sprint planning, backlog grooming, and retrospectives.

Provide ongoing production support and post-implementation analysis.

Required Skills & Experience

Strong experience as a Business Analyst in P&C Insurance.

Hands-on experience with Excess & Surplus (E&S) lines of business.

Deep understanding of underwriting workflows, policy lifecycle, endorsements, renewals, and surplus lines compliance.

Experience working with P&C core systems (Policy, Billing, Claims).

Proficiency in requirement gathering, documentation, and stakeholder management.

Experience working in Agile and/or Waterfall environments.

Strong analytical, problem-solving, and communication skills.

Ability to work independently and manage multiple priorities.