Open Banking Principal Architect

Charlotte, NC, US • Posted 11 hours ago • Updated 11 hours ago

Full Time

No Travel Required

On-site

$120,000 - $160,000/yr

HighIQ Robotics Inc.

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Job Details

Skills

Job Description: We are seeking an Open Banking Principal Architect to lead the enterprise architecture strategy
governance
and delivery of next-generation digital capabilities. This role will own the technology roadmap for Open Banking enablement (provider and consumer models)
real-time data-sharing frameworks
and secure API ecosystems. The Principal Architect will guide solution teams across mobile
web
integration
security
and cloud
ensuring security-first design
data privacy
and regulatory compliance while balancing platform stability and modernization. Required Skills & Experience 1220+ years of experience in technology architecture
with strong experience in banking
Open Banking
or financial services. Deep expertise in Open Banking standards: FDX
data-sharing frameworks
consent architecture
customer identity. Strong experience building API ecosystems using Java/Spring Boot
API gateways
and API management platforms. Ability to architect solutions on modern cloud platforms (Azure AKS
AWS EKS
or similar). Experience with Apigee or similar integration modernization platforms. Broad knowledge of identity
fraud
cybersecurity
compliance
and risk controls. Experience with Kafka streaming
event-driven architecture
and real-time data processing. Proven track record architecting major technology transformation programs. Strong executive communication and business-case development skills. Programming Must Have: Java (advanced)
Spring Boot (3.x
reactive patterns)
API design; Good to Have: Node.js
React.js Open Banking Standards Must Have: FDX (hands-on)
Digital Banking APIs; Good to Have: BIAN
ISO 20022
PSD2 Open Banking Platforms Must Have: Ninth Wave (hands-on/exposure); Good to Have: Plaid
Tink
MX
Finicity IDP & Security Must Have: OAuth2.0
OIDC
mTLS with Okta/Ping/Azure AD/ForgeRock; Good to Have: Advanced tokenization and FPE Consent Management Must Have: Consent & data sharing flows; Good to Have: GDPR/CCPA preference management Data Security Must Have: Mandatory data masking
logging compliance
secure coding practices; Good to Have: Tokenization
format-preserving encryption (FPE)

Summary

Job Description:

We are seeking an Open Banking Principal Architect to lead the enterprise architecture strategy, governance, and delivery of next-generation digital capabilities. This role will own the technology roadmap for Open Banking enablement (provider and consumer models), real-time data-sharing frameworks, and secure API ecosystems. The Principal Architect will guide solution teams across mobile, web, integration, security, and cloud, ensuring security-first design, data privacy, and regulatory compliance while balancing platform stability and modernization.

Required Skills & Experience

12 20+ years of experience in technology architecture, with strong experience in banking, Open Banking, or financial services.
Deep expertise in Open Banking standards: FDX, data-sharing frameworks, consent architecture, customer identity.
Strong experience building API ecosystems using Java/Spring Boot, API gateways, and API management platforms.
Ability to architect solutions on modern cloud platforms (Azure AKS, AWS EKS, or similar).
Experience with Apigee or similar integration modernization platforms.
Broad knowledge of identity, fraud, cybersecurity, compliance, and risk controls.
Experience with Kafka streaming, event-driven architecture, and real-time data processing.
Proven track record architecting major technology transformation programs.

Strong executive communication and business-case development skills.

Programming Must Have: Java (advanced), Spring Boot (3.x, reactive patterns), API design; Good to Have: Node.js, React.js

Open Banking Standards Must Have: FDX (hands-on), Digital Banking APIs; Good to Have: BIAN, ISO 20022, PSD2

Open Banking Platforms Must Have: Ninth Wave (hands-on/exposure); Good to Have: Plaid, Tink, MX, Finicity

IDP & Security Must Have: OAuth2.0, OIDC, mTLS with Okta/Ping/Azure AD/ForgeRock; Good to Have: Advanced tokenization and FPE

Consent Management Must Have: Consent & data sharing flows; Good to Have: GDPR/CCPA preference management

Data Security Must Have: Mandatory data masking, logging compliance, secure coding practices; Good to Have: Tokenization, format-preserving encryption (FPE)

Employers have access to artificial intelligence language tools (“AI”) that help generate and enhance job descriptions and AI may have been used to create this description. The position description has been reviewed for accuracy and Dice believes it to correctly reflect the job opportunity.

Dice Id: 91171591
Position Id: 8857331
Posted 11 hours ago

Company Info

About HighIQ Robotics Inc.

In little over 5 years, we’ve partnered
with satisfied customers across
industries, transforming their finance
and operations with intelligent solutions.
From better data visualization and
document workflow automation to AI-
powered insights, technical accounting
support, and staffing solutions, our
mission is simple: help business teams
do more with less.

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