Payment SME Payment Modernization
Hybrid in Edison, NJ, US • Posted 21 hours ago • Updated 21 hours ago

RMS IT Solutions Inc
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Job Details
Skills
- Payment Subject Matter Expert
- Wire Payments
- Fedwire
- CHIPS
- SWIFT
- and ISO 20022
Summary
Job Title: Payment SME Payment Modernization
Location: Edison, NJ or Charlotte, NC
Work Model: Hybrid Minimum 3 days onsite per week
Job Description:
We are seeking an experienced Payment Subject Matter Expert (SME) to lead strategic initiatives for a large-scale payment modernization program. The ideal candidate will have deep expertise in wire payments, Fedwire, CHIPS, SWIFT, and ISO 20022, along with strong business and technical analysis skills.
This role involves close collaboration with business, operations, and technology teams to design, implement, and migrate modern payment platforms while ensuring regulatory and operational compliance.
Key Responsibilities:
Lead strategic planning and roadmap development for payment modernization initiatives
Perform complex business and technical analysis for payment systems
Drive initiatives involving Fedwire, CHIPS, and SWIFT integrations
Collaborate with cross-functional teams to define requirements and design compliant solutions
Interface with senior business and technology stakeholders on execution planning, development, integrations, and cutover support
Analyze and document current-state and future-state payment workflows
Identify gaps and recommend improvements in payment processing, settlement, and reconciliation
Serve as SME for ISO 20022 message formats, validation rules, and exception handling
Lead platform rollouts, upgrades, migration planning, QA testing, and parallel/shadow runs
Resolve complex issues through coordination with technology, operations, and business teams
Prepare detailed documentation including BRDs, functional specs, process maps, and training materials
Required Skills & Experience:
Strong hands-on experience in payment systems and modernization initiatives
Deep knowledge of wire payments, Fedwire, CHIPS, and SWIFT
Expertise in ISO 20022 standards
Experience working in Agile SDLC environments
Strong business analysis, technical analysis, and stakeholder management skills
Excellent communication and documentation abilities
Preferred Location:
Candidates must be able to work onsite in Edison, NJ or Charlotte, NC at least 3 days per week.
- Dice Id: 91130373
- Position Id: 8862688
- Posted 21 hours ago
Company Info
About RMS IT Solutions Inc
RMS IT is an exceptional service provider in various domains like IT Product Development, IT Staffing Services, Government & Federal services, NON – IT Services & Immigration processing. We have a team who are aggressive towards the company’s goal to build their customer ambition to next level by providing a unique workforce to get fix the work in TIME FRAME (JIT).
We are looking to change the dimension of workforce with a new strategies, Innovation theories to reach the clients or customers expectation, which prompt us towards valued organization.
RMS IT Managing Directors are well versed, time proven, experienced from two decades into the business arena in numerous fields which promote our workforce “ get-set-and-go ” into the new beginnings of each & every customer’s vision with whom we are associated in restoring and having faith.


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