Open Banking Principal Architect

Skill Matrix - Open Banking Principal Architect

Programming - Must Have: Java (advanced), Spring Boot (3.x, reactive patterns), API design; Good to Have: Node.js, React.js

Open Banking Standards - Must Have: FDX (hands-on), Digital Banking APIs; Good to Have: BIAN, ISO 20022, PSD2

Open Banking Platforms - Must Have: Ninth Wave (hands-on/exposure); Good to Have: Plaid, Tink, MX, Finicity

IDP & Security - Must Have: OAuth2.0, OIDC, mTLS with Okta/Ping/Azure AD/ForgeRock; Good to Have: Advanced tokenization and FPE

Consent Management - Must Have: Consent & data sharing flows; Good to Have: GDPR/CCPA preference management

Data Security - Must Have: Mandatory data masking, logging compliance, secure coding practices; Good to Have: Tokenization, format-preserving encryption (FPE)

Cloud & Deployment - Must Have: Docker, Kubernetes, Azure AKS; Good to Have: AWS EKS, Google Cloud Platform GKE

Ingress & API Gateway - Must Have: NGINX ingress controller, Azure API Management; Good to Have: Apigee, MuleSoft, Kong

Event Streaming - Must Have: Kafka (producer/consumer, schema registry); Good to Have: MQ, Pulsar

AI/Automation - Must Have: AI tools for development, testing, and code review; Good to Have: Prompt engineering, AI-assisted documentation

Testing - Must Have: Unit testing (JUnit, Mockito), functional automation testing; Good to Have: Cucumber, Karate, Postman automation

Code Quality & Security - Must Have: SonarQube, Veracode, static analysis, secure coding practices; Good to Have: Checkmarx, Fortify

CI/CD & DevOps - Must Have: Jenkins, Bitbucket Pipelines, Azure DevOps; Good to Have: GitHub Actions, GitLab CI/CD

Domain Knowledge - Must Have: Banking / Financial Services; Good to Have: Insurance, FinTech startups

Soft Skills - Must Have: Strong communication, mentoring, technical leadership; Good to Have: Client-facing presentation skills