Senior Payments Architect
Remote in Jersey City, NJ, US • Posted 2 hours ago • Updated 2 hours agoContract W2
On-site
Gov Services Hub
Fitment
Dice Job Match Score™
👤 Reviewing your profile...
Job Details
Skills
- Responsibilities include: Working on an cross-functi
Summary
Senior Payments Architect
Location: Jersey City, NJ (onsite/hybrid depending on business needs)
Domain: Global Payments / Financial Services
Domain: Global Payments / Financial Services
Duration : 6+ months
Client : HCL
Experience Required: 18+ years
Role Overview
We are seeking a highly experienced Senior Payments Architect to lead the architectural vision, design, and implementation of Citi?s next-generation payments infrastructure. This role requires a seasoned professional with deep expertise in global payments systems, modern architecture patterns, and regulatory compliance frameworks.
The Payments Architect will work closely with the Head of Payments, senior stakeholders, product managers, and engineering teams to evaluate Citi?s current payment platforms, identify gaps, and propose scalable, secure, and high-performing solutions aligned with global payment trends.
Key Responsibilities
Architecture Leadership
o Define the end-to-end payments architecture strategy, ensuring scalability, resiliency, and global adoption.
o Evaluate existing systems and recommend modernization strategies for improved performance, security, and compliance.
o Drive architectural consistency across payment platforms, APIs, and digital channels.
Payments Domain Expertise
o Provide deep subject-matter expertise on instant payments, real-time settlement systems, and cross-border payments.
o Align Citi?s payment platforms with global instant payment rails (FedNow, RTP, SEPA Instant, UPI, & Processing, Liquidity Management, Data Warehousing and core Cash Management of large MNC clients
o Build architecture for Open Banking & API ecosystems, enabling seamless integrations with third-party fintechs and partners
Innovation & Emerging Technologies
o Lead initiatives in Blockchain & Tokenization (e.g., Citi Token Services).
o Explore AI-driven compliance, fraud prevention, and personalization use cases.
o Implement cloud-native architectures, microservices, and event-driven designs for payment services.
Governance & Quality
o Review code quality, system design, and technical debt within payments platforms.
o Establish best practices for development, integration, and testing across distributed teams.
o Ensure adherence to regulatory requirements (AML, KYC, PSD2, GDPR, ISO 20022).
Stakeholder Management
o Partner with global business heads, operations, and compliance teams to ensure architectural alignment with strategic objectives.
o Collaborate with vendors, fintech partners, and external regulators to shape payments innovation.
Requirements
Key Skills & Competencies
Core Payments Expertise
o Strong knowledge of domestic and cross-border payments, ACH, SWIFT, ISO 20022, RTP, SEPA, Fedwire.
o Experience with card processing, merchant acquiring, wallets, and tokenization.
Technology & Architecture
o Proficiency in API-first design, microservices, cloud (AWS/Azure/Google Cloud Platform).
o Strong understanding of event-driven systems (Kafka, MQ, etc.).
o Knowledge of Blockchain, DLT, and digital currency frameworks.
Leadership
o Proven track record of architecting enterprise-grade payment platforms.
o Ability to lead large, distributed engineering teams and mentor solution architects.
Strong communication and stakeholder influencing skills.
Employers have access to artificial intelligence language tools (“AI”) that help generate and enhance job descriptions and AI may have been used to create this description. The position description has been reviewed for accuracy and Dice believes it to correctly reflect the job opportunity.
- Dice Id: 91165313
- Position Id: 853000018955226
- Posted 2 hours ago
Company Info
About Gov Services Hub
Gov Services Hub offers comprehensive government contracting services designed to help businesses navigate the complex world of government procurement. Our seasoned experts bring extensive knowledge of federal, state, and local government contracting regulations, ensuring clients achieve compliance and maximize opportunities.
In addition to staff augmentation support, we assist with proposal development, contract management, compliance reviews, and vendor registration, streamlining the procurement process.
Whether you're a small business aiming to secure government contracts or a seasoned contractor seeking to optimize operations, our consulting services provide strategic guidance, empowering you to thrive in the government contracting arena. Let us be your trusted partner in winning and managing government contracts effectively
Create job alert
Never miss an opportunity! Create an alert based on the job you applied for.Similar Jobs
It looks like there aren't any Similar Jobs for this job yet.
Search all similar jobs