Senior Associate, Compliance Transaction Tester

Senior Associate, Compliance Transaction Tester

The US Card Compliance team is seeking an experienced Senior Associate who will be responsible for executing risk-based compliance transaction testing under the leadership of a team leader, for the purpose of independently validating business line adherence to applicable Laws, Regulations, and Guidance. A successful candidate enjoys developing a deep understanding of compliance requirements, conducting testing, and drawing conclusions based on critical thinking, judgment and analysis. The role requires the ability to work cross-functionally with business partners and compliance advisors and the ability to work autonomously. In addition, this role requires great attention to detail and excellent verbal and written communication skills.

Responsibilities will include (but may not be limited to):

• Execute targeted, moderately complex transaction testing for line of business compliance requirements
• Manage to testing schedules to ensure all tasks and reporting are completed within established timeframes
• Demonstrate an understanding of testing methodology, business processes, control frameworks, and related regulatory and compliance standards
• Obtain and analyze data from multiple sources, support and initiate efforts to improve data sourcing, and help drive innovative ways to approach testing
• Explore and quickly grasp new technologies and analysis tools
• Assist with determining test design and scope and identifying high risk areas to target
• Establish and maintain strong relationships with Business Areas and Compliance Advisors
• Assist in communicating results to Business Areas, Compliance Advisors, and Compliance Officers
• Maintain strong time management, organizational, and prioritization skills; ability to complete multiple concurrent tasks within close deadlines with a high degree of accuracy and detail
• Succinctly and clearly communicate complex fact patterns to others
• Demonstrate strong problem-solving and conceptual skills
• Demonstrate strong written and verbal communication skills
• Exercise professional skepticism and judgment

The ideal candidate would have:

• Experience working with credit card rewards programs - understanding of reward structures, compliance requirements and industry best practices for card-based incentives

• Experience implementing technology testing solutions (Robotics Processing Automation, Optical Character Recognition, Natural Language Processing)

• Working knowledge of basic statistics
• Basic understanding of data schemas or cloud data structure and experience engaging with data analytics teams to help drive innovative testing approaches
• Working knowledge of Excel for Analysts, SQL, and cloud data
• Experience creating test scripts using SQL, Python to test full populations for key attributes

Basic Qualifications:

• High School Diploma, GED or equivalent certification
• At least 2 years of experience in audit, compliance, risk management, control, or transaction reviews
• At least 2 years of Microsoft Office or Google Suite experience
• At least 1 year of experience supporting, partnering and interacting with internal business clients

Preferred Qualifications:

• Bachelor's Degree
• 3+ years of financial services consumer compliance monitoring, auditing, risk management or compliance experience
• 2+ years of experience analyzing data from various sources and making recommendations based on data
• 1+ years Scripting experience in Python or SQL
• Certified Regulatory Compliance Manager (CRCM) accreditation

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $94,600 - $107,900 for Compliance Tester II

Richmond, VA: $86,000 - $98,200 for Compliance Tester II

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).