Product Manager - Payments & Cards - Photon - Berkeley, CA, US | Dice.com

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Product Manager - Payments & Cards

Berkeley, CA, US • Posted 4 hours ago • Updated 4 hours ago

Full Time

Able to Sponsor

On-site

Depends on Experience

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Job Details

Skills

Product Manager
Fintech
Payments
Merchant Acquiring
Merchant Payins
Merchant Payouts
Product Requirements
Product Engineering
Process Mapping
Microsoft Visio
API
Acceptance Testing
Agile
Business Analysis
Business Administration
Business Rules
Finance
Financial Services
Data-flow Diagrams
JIRA
Functional Requirements
Banking
Analytical Skill
Clarity
Collaboration
Communication
Computer Science
Confluence
Documentation
Scrum
Sprint
Microservices
Information Systems
UI
User Stories
User Experience
Technical Drafting
Stakeholder Management
Attention To Detail

Summary

Job Title: Sr. Product Manager - Merchant Acquiring or Embedded Finance Domain

Location: Alpharetta, GA / Berkeley Heights, NJ
Experience: 10+ years (Banking / Financial Services preferred)
Department: Product Management

Job Summary

We are seeking a highly analytical and detail-oriented Sr.Product Manager with strong experience in the Merchant Acquiring or Embedded Finance Domain. The ideal candidate will act as a bridge between business stakeholders and engineering teams driving clarity through detailed product documentation, transaction and funding flow design, and precise technical collaboration.

Key Responsibilities

Requirements Gathering & Documentation
- Create comprehensive Product Requirement Documents (PRDs) and detailed functional specifications.
- Document product flows, transaction lifecycles, and funding processes for digital banking or payments systems.
- Maintain up-to-date user stories, acceptance criteria, and business rules in collaboration with product managers.
Technical Collaboration & Delivery Support
- Act as a senior business analyst and primary liaison between product, engineering, and QA teams.
- Partner with technical leads to translate business requirements into technical design specifications.
- Work with API teams, UI/UX designers, and data analysts to ensure alignment with product goals.
Process & Flow Design
- Develop detailed process maps, data flow diagrams, and system interaction flows using tools like Visio, Lucidchart, or Miro.
- Ensure accuracy of transaction journeys from initiation to settlement including all funding and reconciliation steps.
Product & Release Management
- Participate in backlog grooming, sprint planning, and UAT coordination.
- Review QA test cases and validate outcomes against business requirements.
- Track delivery milestones and ensure high-quality, on-time release execution.

Core Skills & Competencies

Strong expertise in writing requirements, business process mapping, and transaction flow documentation.
Proven experience working with engineering and product teams in an Agile environment.
Hands-on with JIRA, Confluence, Lucidchart, MS Visio, or similar tools.
Excellent communication and stakeholder management skills both business and technical.
Analytical mindset with attention to detail, structure, and accuracy.

Preferred Experience

10+ years of relevant experience as a Product Manager in Merchant Acquiring or Embedded Finance Domain
Familiarity with Merchant pay-ins and Payouts, Instructional funding, and embedded finance
Exposure to APIs, microservices, and modern digital banking platforms is highly desirable.

Education

Bachelor s degree in Business Administration, Information Systems, Computer Science, or related field.
Certification in Agile / Scrum or Business Analysis (e.g., CBAP) is a plus.

Employers have access to artificial intelligence language tools (“AI”) that help generate and enhance job descriptions and AI may have been used to create this description. The position description has been reviewed for accuracy and Dice believes it to correctly reflect the job opportunity.

Dice Id: 10462843
Position Id: 8830605
Posted 4 hours ago

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Product Manager - Payments & Cards

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