Job Description You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients.
As a Product Manager in Merchant Services Platform team, you are an integral part of the team that innovates new product offerings, grows the business and leads the end-to-end product life cycle. As a product leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. You will be responsible for researching industry trends, assessing the competitive landscape, and identifying best practices to deliver optimal solutions that meet client needs and payment brand requirements for global processing. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations.
Job responsibilities - Provide design and thought leadership within the team to develop solutions that align with business requirements, utilizing established integration patterns.
- Conduct research and analyze industry trends to evaluate the competitive landscape and identify best practices.
- Identify optimal solutions that fulfill client needs and meet payment brand requirements for global processing.
- Collaborate with data modelers to create clear specifications for use by clients and delivery teams.
- Lead the testing of interface designs to ensure they meet objectives; Work closely with delivery teams to ensure specifications are implemented as intended; Establish metrics to evaluate the effectiveness of solutions.
- Monitor product performance through reports, dashboards, and periodic stakeholder reviews.
- Design product platforms with APIs, services, and data-driven insights that deliver world-class experiences across payments processing, with an emphasis on funding.
- Collaborate with internal partners to maintain a leadership position for JPMorgan payment services in merchant processing funding.
- Provide a clear, documented vision and scope via use cases, product requirements, epics, and stories to support agile scrum teams.
- Manage the product roadmap, balancing stakeholder inputs and thin-sliced release outputs.
- Design a product architecture that reduces time-to-market for new features, simplifies internal/external dependencies, and scales to a global environment.
Required qualifications, capabilities, and skills - 5+ years of experience or equivalent expertise in product management or a relevant domain area
- Advanced knowledge of the product development life cycle, design, and data analytics
- Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management
- Identify potential roadblocks and develop recommendations for delivery issues, change requests, pre-release testing, and production issues
- Partner with teams (product, technology, operations, client advocacy, controls) to manage resourcing, controls, readiness, and go-to-market plans
- Graduate degree or equivalent practical experience
- Critical thinking skills and demonstrated ability with analytics
- Strong experience with card networks and payment brand rules and regulations, specifications, and interchange, as well as value-added services such as tokenization and 3DS
- Extensive experience in merchant acquiring, with international experience
- Strong experience in payments product development or platform transformation
- Experience with modern technology stacks, including cloud, big data, microservices, APIs, etc.
Preferred qualifications, capabilities, and skills - Demonstrated prior experience working in a highly matrixed, complex organization
- Proven track record of managing new product launches or transformations of mission-critical payment platforms
- Proven track record of managing the end-to-end product development lifecycle (PDLC) for complex, large-scale initiatives
- Strong ability to analyze opportunities and problems, recommend solutions, and communicate effectively and confidently (both verbal and written)
- Strong influencing and partnership skills to drive cross-functional teams
- Ability to productively work in a matrix management organization; Positive, team-oriented attitude and inspiring skills are a must; Approximately 20% travel can be expected.
About Us JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team A part of the Commercial & Investment Bank, J.P. Morgan Payments enables organizations of all sizes to execute transactions efficiently and securely, transforming the movement of information, money, and assets. The team of experts tackles complex challenges at every stage of the payment lifecycle. And their industry-leading solutions facilitate seamless transactions across borders, industries, and platforms.
Operating in over 160 countries and handling more than 120 currencies, J.P. Morgan Payments business is the largest processor of USD payments, with a daily transaction volume of $10 trillion.
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